Cold Spring Homes with Split Entry (Bi-Level) Stories

Welcome to Cold Spring, Minnesota, a charming town nestled in the heart of Stearns County. Known for its picturesque landscapes and friendly community, Cold Spring offers a perfect blend of small-town charm and modern conveniences. With its rich history, vibrant local culture, and stunning natural surroundings, this delightful city is an ideal place to call home.

One of the standout features of Cold Spring is its welcoming atmosphere, where neighbors become friends and community events bring everyone together. From the annual Cold Spring Arts and Crafts Festival to the scenic walking trails along the Sauk River, there’s always something happening in this lively town. Families will appreciate the top-rated schools, beautiful parks, and recreational activities that cater to all ages.

When it comes to housing options, Cold Spring boasts an array of charming homes, including the popular split-entry (bi-level) style. These homes are designed with functionality in mind, featuring two levels that maximize living space while providing a comfortable and inviting atmosphere. The split-entry layout allows for easy access to both levels, making it perfect for families or those who enjoy entertaining. With ample natural light and versatile floor plans, these homes offer the perfect canvas for personalization.

Whether you’re seeking a cozy retreat or a spacious family home, Cold Spring’s split-entry homes provide the ideal balance of comfort and style. Explore the inviting neighborhoods of Cold Spring, and discover the perfect place to create lasting memories in this beautiful Minnesota town.

Newest Cold Spring Homes with Split Entry (Bi-Level) Stories

$409,500

5 Beds ⋅ 3 Baths ⋅ 7147944 MLS

This brand new 5 bedroom, 3 bathroom, 2-car garage home features an open floor plan and a vaulted ceiling in the living, dining, and kitchen. The kitchen boasts laminate floors, dark cabinets, an island, pantry, granite countertops, and upgraded stainless steel appliances. The owners suite includes a private bathroom. The finished walk out lower level offers a family room, two additional bedrooms, and a full bathroom. The property is perfect for those who are looking for a brand new home with plenty of space and modern features. Don't miss your chance to own this fantastic property!

1609 3rd Street S, Cold Spring

Listing courtesy of RE/MAX Results.

$419,900

3 Beds ⋅ 3 Baths ⋅ 7149405 MLS

Not your cookie cutter home!! This almost new custom build was created with comfort and amenities in mind, and will have you feeling completely at home. Drive up the perfect concrete driveway into your oversized, insulated and heated garage with extra deep 3rd stall. Step into your large entryway and notice the upgraded finishes right away including doors, flooring, and trim! Upstairs, your kitchen will be the envy of guests with plenty of storage, beautiful granite tops, soft close cupboards and drawers, undercounter lighting, and the coolest stand mixer storage! Dining area is spacious and looks out to your large deck and peaceful backyard. Living room is full of natural light, and with the vaulted ceilings and open floor plan, everything flows very nicely. Owner's suite has a large bedroom with layout options, huge bathroom/WIC with double sinks, tiled walk in shower, and tons of storage with soft close doors and drawers! So nice, you may not need the rest of the house...Lower level has an enormous family room with 2 more bedrooms. Laundry room is fully finished, bright, and clean. LL full bath completes this area. Other things to appreciate inside this amazing home include double hung windows on the upper level for easy cleaning, custom fitted wood blinds, quality tile and granite throughout, bullnose corners which add a softness to the home, and even a hot/cold spigot in the garage to give the cars a quick bath inside if needed! Outside the home you see the attractive look of the board and batten, along with well chosen colors. In-ground sprinklers, manicured yard, excellent landscaping, storage shed, lean-to for firewood, smokeless block fire pit, large deck with maintenance free railings, and permanent Govee lighting around the house! At barely 3 years old, you have a basically new build home, but all the extra finishing work is already done, so you can purely enjoy the home. You have got to see this one!

712 3rd Avenue SE, Cold Spring

Listing courtesy of Edina Realty, Inc.

$314,500

3 Beds ⋅ 2 Baths ⋅ 7121941 MLS

NEW PRICE! Lots of space! 3 car garage! This move in ready 3 bedroom, 2 bath home offers over 2,100 finished square feet, a 3 car attached garage, finished lower level, and a spacious 0.30 acre lot in a convenient Cold Spring neighborhood. The comfortable, functional layout offers plenty of living space, while the finished lower level has a range of functional flexibility. A new oven, dishwasher, washer, and dryer are installed and included. The refrigerator and water heater have also been replaced within the last few years. Outside, enjoy a spacious backyard with mature trees and a low maintenance deck with ground access. The perfect environment for relaxing or hosting! If you want plenty of finished living space, a great yard, 3 car garage, and recent improvements without paying the premium for a completely remodeled home, 206 Rookery Dr deserves a look. Now vacant, move in ready, and available for a quick closing. Schedule your showing today!

206 Rookery Drive, Cold Spring

Listing courtesy of Savvy Avenue, LLC.

$384,900

6 Beds ⋅ 2 Baths ⋅ 7122285 MLS

Space, updates, and garage lovers—this is the one! This beautifully updated 6-bedroom, 2-bath home combines modern style with exceptional everyday functionality. The showstopping kitchen flows seamlessly into the main living area, creating the bright, open-concept layout today’s buyers love. Major updates include a brand-new furnace and central air conditioning system installed in 2026, beautifully renovated bathrooms on both the upper and lower levels, and new flooring throughout. With six bedrooms, there’s plenty of flexible space for a growing household, home office, workout room, or overnight guests. Car enthusiasts and hobbyists will love the incredible garage space: a 2-car attached garage plus an oversized, heated 2-car detached garage—perfect for projects, recreational toys, additional storage, or a year-round workshop. Ideally located near parks, schools, and downtown Cold Spring’s restaurants, shopping, entertainment, and community events, this rare home delivers the space, updates, and location you’ve been searching for. Don’t miss your opportunity—schedule your private showing today!

1003 2nd Street S, Cold Spring

Listing courtesy of Elevate Realty LLC.

$339,000

5 Beds ⋅ 2 Baths ⋅ 7118312 MLS

Beautiful 5-bedroom home in an ideal Cold Spring location! This well-built home features updated interior and quality construction. You'll also love the rare 5 garage spaces in 2 garages—perfect for vehicles, toys, a workshop, or extra storage. Recent updates include new Furnace and Water Heater. The backyard offers a spacious outdoor area to enjoy. Tarred entrances on both streets of this corner lot allows for "drive thru" drop off and pick up of passengers Located in the desirable ROCORI School District, this home is a fantastic opportunity for a growing family. Schedule your showing today—homes like this don't last long!

15 14th Avenue S, Cold Spring

Listing courtesy of Century 21 First Realty, Inc..

$359,900

2 Beds ⋅ 2 Baths ⋅ 7073471 MLS

Not your typical Split Level Home! Features include High End finishings with Custom Cabinets, Granite Countertops/Vanities, Stainless Steel Appliances. Built in Linen Closets. Full Main Floor Living Area & Bathrooms have Vinyl Plank flooring. All Interior walls are insulated to reduce sound. Lower-Level utility room is finished . Garage is completely insulated and sheet rocked, drain and prewired for an electric heater. Gutters with drain tile & Sprinkler System. Many more lots and build options available.

1508 3rd Street S, Cold Spring

Listing courtesy of Hirschfeld Real Estate.

$275,000

2 Beds ⋅ 2 Baths ⋅ 7030473 MLS

PRICED TO SELL!! MOTIVATED SELLER for this Rare-to-Find Year Round Lake Home on Desirable Long Lake featuring two units with separate kitchen, bathrooms, bedrooms, living spaces, and entrances. This one owner home was owner occupied while renting the lower level for monthly revenue. You will appreciate the two-stall attached garage and vacant land across the road for additional parking. Relax on the front deck or back yard overlooking the hardbottom shoreline. Long lake is known for its great fishing, clear waters, and no public access providing a peaceful setting. Public Access To Big Fish Lake only 1/2 mile down the road. Home is price well below assessed value and does need some remodeling and updates.

27863 Jerboa Lane, Cold Spring

Listing courtesy of Central MN Realty LLC.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.