Milaca Homes with Two Stories

Welcome to Milaca, Minnesota—a charming city nestled in the heart of Mille Lacs County, where small-town charm meets the beauty of nature. Known for its friendly community and rich history, Milaca offers a unique blend of rural tranquility and vibrant local culture. With its picturesque parks, scenic trails, and a welcoming atmosphere, it’s no wonder that Milaca is a sought-after location for families and individuals looking to settle down.

One of the standout features of Milaca is its diverse real estate market, particularly the availability of stunning two-story homes. These spacious residences provide ample room for families to grow, entertain, and create lasting memories. With their classic designs and modern amenities, two-story homes in Milaca often boast open floor plans, generous bedrooms, and inviting living areas that seamlessly blend comfort and style.

Imagine waking up in a beautifully appointed master suite, enjoying your morning coffee on a sunlit balcony, or hosting weekend gatherings in your expansive backyard. The two-story homes in Milaca not only offer functional living spaces but also provide a perfect canvas for personal expression and design.

In addition to the allure of the homes, residents of Milaca benefit from a tight-knit community, excellent schools, and a variety of local shops and restaurants. Whether you’re exploring the stunning landscapes of nearby Mille Lacs Lake or participating in local events, Milaca is a place where you can truly feel at home. Discover the charm of Milaca and find your dream two-story home today!

Newest Milaca Homes with Two Stories

$418,000

4 Beds ⋅ 3 Baths ⋅ 7104659 MLS

Custom-built country home on a beautiful setting! This spacious 4BR, 3BA home offers an open-concept design, main-floor laundry, a finished lower-level family room, and an expansive wraparound deck with pergola overlooking peaceful country views. Inside, you'll love the updated kitchen featuring granite countertops, tile backsplash, and updated appliances, wood burning fireplace and a gas fireplace on the main level, along with central HVAC and comfortable living spaces designed for everyday living and entertaining. Outside, enjoy the hobby farm lifestyle with heated greenhouses, raised garden beds, a 50-tree orchard featuring apple, pear, plum, and cherry trees, a 12x16 outdoor sauna, abundant wildlife, and an Amish-built chicken coop. The detached heated garage also includes a finished 1BR apartment complete with a kitchen and ¾ bath, providing additional space for guests or hobbies.

14206 170th Street, Milaca

Listing courtesy of Edina Realty, Inc.

$320,000

5 Beds ⋅ 2 Baths ⋅ 7118423 MLS

Welcome to this income-producing duplex in Milaca, MN- offering a great opportunity for both investors and owner-occupants. This up/down duplex features a 3-bedroom main-level unit and a 2-bedroom upper unit. With the upper lease in place through 2026 and the lower unit lease in place through mid June 2027, providing immediate and stable income. Recent updates in both units include painted cabinets, updated fixtures, and new lighting. Main level unit has access to laundry with a new washer/dryer. See supplements for more updates/details. Roof replaced in 2022. The property also features separately metered utilities and a detached 3-stall garage with a separate electric meter (2024), offering added income potential or flexibility for owner use. Tenants pay for gas, electricity, lawn care, and snow removal, which helps keep operating expenses low. This is a great fit for those seeking a reliable investment, a house-hack opportunity, or a multi-family property.

345 2nd Avenue SW, Milaca

Listing courtesy of RE/MAX Advantage Plus.

$499,900

5 Beds ⋅ 3 Baths ⋅ 7112389 MLS

Experience executive-style country living on 10 private, wooded acres, where peace, privacy, and abundant wildlife create the perfect retreat. This impressive 5-bedroom, 3-bath home features a spacious open-concept design with exceptional flexibility for today's lifestyle. A stunning 2nd floor family room loft is the perfect private space for all to gather in their pj's, plus adding character and architectural appeal, while the private owner's suite offers a spa-like escape with dual vanities, a soaking tub, and a separate glass-enclosed shower. The inviting main-floor family room is anchored by a cozy gas fireplace, creating the perfect gathering space for family and friends. Step outside to the expansive deck and take in the breathtaking views of the surrounding woods, where you can relax and enjoy the tranquility of nature. The finished lookout lower level expands your living space with an additional family room, recreation area, and endless possibilities for entertaining or multi-generational living. Designed with versatility in mind, the current laundry room could easily be converted into a full bath, while the main-floor mudroom is already plumbed for laundry, offering the option of convenient one-level living. This one-of-a-kind property offers far more living space than meets the eye and must be seen to truly appreciate all it has to offer. For added peace of mind, the home also features a brand-new roof installed in August 2025 and compliant septic system. Call today for your private tour.

6757 145th Street, Milaca

Listing courtesy of RE/MAX Select, Inc..

$299,900

4 Beds ⋅ 2 Baths ⋅ 7099916 MLS

Charming historic farmhouse offering a bright and airy layout with nearly an acre of land right near the heart of Milaca! This home blends classic character with comfortable living spaces, featuring an open kitchen, a spacious basement family room complete with sealed epoxy floors, 3 bedrooms, and a dedicated office space. The ultimate highlight is the incredible garage space: an attached garage plus a fantastic 27x23 detached pole building with a 10' door, giving you 4 total stalls—perfect for a workshop, toys, or extra storage! Exterior features include freshly painted siding and a large deck perfect for relaxing. This property has all the unique charm, yard space, and storage capacity you've been looking for!

440 River Drive W, Milaca

Listing courtesy of Keller Williams Integrity NW.

$429,000

4 Beds ⋅ 3 Baths ⋅ 7090417 MLS

Tucked away on 2.36 wooded acres at the end of a dead-end road, this beautifully renovated farmhouse inspired home offers privacy, space, and a move in ready interior filled with modern updates and timeless charm. The open concept main level features white shaker cabinetry, granite countertops and backsplash, stainless steel Samsung appliances, a center island, walk-in pantry, and a cozy living room anchored by a stunning wood-burning stone fireplace. Upstairs offers four bedrooms, including a spacious primary suite with a walk in closet, private ¾ bath, and balcony overlooking the backyard. The lower level provides additional living space with a large family room, second wood burning fireplace, flex space, and ample storage. Extensive updates include the roof, James Hardie siding, HVAC system with ductwork, plumbing, updated electrical, flooring, trim, windows, water heater, sump pump, and more. A new drain field was done in November 2025, Septic is compliant. Outside, enjoy the 24x16 deck, attached 2-stall garage, detached 3-stall garage, and peaceful natural setting just minutes from Milaca, the Rum River, and access to Hwy 23 & 169. A rare opportunity to own a fully renovated home with acreage, privacy, and modern farmhouse charm all in one package. Pictures will be uploaded 6/17/26

10814 Pioneer Drive SE, Milaca

Listing courtesy of Century 21 Atwood.

$957,900

4 Beds ⋅ 4 Baths ⋅ 6700383 MLS

Gorgeous custom built 4 bed, 4 bath, 3+ car, 4,100+ square foot 2-story home with finished walkout basement. The home was recently rebuilt in 2022 following destruction by fire of first home on the site built in 2006. The only portion of that first structured re-used was foundation/footings/block basement. The main level of the home features vaulted entry, formal dining room, modern kitchen w/large granite center island, glass top range/with hood, double wall oven, wine cooler and more! Also features a 2-story vaulted great room with fireplace, main level laundry and owner suite with huge walkin ceramic rain shower and large walkin closet. Upper level of home features lofted space at the head of the stairway open to great room below, 2 large bedrooms both with walkin closets featuring California Closet storage systems, a spacious full bath with ceramic tile surround and oversize jet tub/shower and a large over garage bonus room for office/play or additional sleeping space! Walkout basement of home features large game/exercise space, family room with bar, full bath and 4th bedroom currently used as art studio. Property features a 54 x 74 shop with 16' sidewalls, (2) 8' x 18' and (1) 14' x 18' overhead doors, a 26 x 54 shop section of building is insulated and heated by in-floor wood boiler. This same space has lofted cold storage above. The remaining 48 x 54 section of building is cold storage. Solar panels are also installed on this building which typically generates more electricity than is consumed at this property with the access being sold back to the East Central Energy. The land itself is a mostly wooded natural paradise with a mix of hardwoods, mature conifers. It also features a small natural pond with dock. All of this is located along a very quite country cul-de-sac road.

15324 61st Avenue, Milaca

Listing courtesy of Hewitt Jackson Real Estate.

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