Richmond Homes under $400,000

Welcome to Richmond, Minnesota, a charming small town nestled in the heart of Stearns County. Known for its friendly community, rich history, and picturesque landscapes, Richmond is the perfect place to call home. With a population of just over 1,000 residents, this quaint town offers a peaceful lifestyle while still being conveniently located near larger cities like St. Cloud.

Richmond boasts a strong sense of community, with local events and gatherings that bring neighbors together. The town features beautiful parks, recreational trails, and a serene atmosphere, making it ideal for families, retirees, and anyone looking to escape the hustle and bustle of urban life. The nearby lakes and outdoor spaces provide ample opportunities for fishing, hiking, and enjoying nature’s beauty.

For those considering a move to Richmond, you’ll be pleased to find a variety of homes available for under $400,000. The real estate market here offers an impressive selection of single-family homes, townhouses, and charming bungalows that cater to diverse lifestyles and budgets. Whether you're a first-time homebuyer or looking to downsize, you can find a property that meets your needs without breaking the bank.

Richmond’s affordable housing options, combined with its welcoming community and beautiful surroundings, make it an attractive destination for prospective homeowners. Explore the possibilities and discover why so many are choosing to make Richmond their home sweet home!

Newest Richmond Homes under $400,000

$199,000

4 Beds ⋅ 1 Baths ⋅ 7143059 MLS

Nearly half an acre and a 1,227-square-foot detached garage give this 1910 Richmond home plenty to set it apart. Inside, all-new flooring runs throughout a layout that offers more flexibility than you might expect. The main level includes a bedroom, a spacious kitchen with room for a breakfast area, and a separate dining room that could also work well as an office, sitting room, or additional gathering space. Upstairs are three more bedrooms, a bonus room, and a dedicated storage room. Enclosed front and rear porches add even more usable space, while the expansive lot and oversized detached garage create excellent options for vehicles, storage, hobbies, or workshop space.

441 Main Street W, Richmond

Listing courtesy of Kris Lindahl Real Estate.

$399,000

2 Beds ⋅ 2 Baths ⋅ 7138110 MLS

Beautiful new construction patio home with 2 bedrooms, 2 baths, Open kitchen with walk in closet, 2 car garage , Located on a quiet cul-de-sac neighborhood

107 Barry Loop NW, Richmond

Listing courtesy of Granite Realty of MN.

$279,000

2 Beds ⋅ 1 Baths ⋅ 7127660 MLS

Enjoy 50’ of private shoreline on Big Lake - complete with an included dock! Just 60-90 minutes from the Twin Cities! This turnkey, year-round cabin offers the perfect blend of modern comfort and lakeside living. Completely rebuilt in 2014, this property is designed for effortless enjoyment in every season. An open-concept floor plan connects the kitchen to the living area, enhanced by beautiful wood flooring and multiple skylights that flood the home with natural light. The lakeside living enjoyment comes complete with a convenient boathouse for storing all your water toys and essential gear. The outdoor oasis awaits with the west-facing back patio offering stunning, panoramic lake views all day long and is the perfect vantage point for breathtaking sunsets. WOW! Whether you’re enjoying a morning coffee or tea or relaxing in the evening sipping wine on your patio, this is the perfect spot to unwind, relax and let the sights and sounds of nature escape you. It's a year round retreat and move in ready. The lakeshore is calling You!

20805 Edgewater Road, Richmond

Listing courtesy of Edina Realty, Inc..

$269,500

2 Beds ⋅ 1 Baths ⋅ 7121777 MLS

Lake life without the fuss! This charming 2-bedroom + loft cabin on Big Lake is ready to enjoy. Updated, well maintained, and has plenty of space to gather inside and out. Inside, the bright and comfortable layout features an updated kitchen with plenty of cabinetry, a center island, and dining space overlooking the lake. The inviting living room is made for relaxing after a day on the water, while two main-level bedrooms and a spacious loft provide plenty of room for overnight guests. Outside is where summer really happens—enjoy beautiful lake views right from your deck, evenings around the firepit, a large treed lot for yard games and gatherings, and shared access to a level sandy beach. 8'x20' storage shed for all the lake toys. Close to town and full of that relaxed Minnesota cabin feel. Affordable taxes and an easy lake lifestyle make this a fantastic opportunity to own your own little getaway on Big Lake.

21484 Big Lake Road, Richmond

Listing courtesy of Real Broker, LLC.

$289,900

4 Beds ⋅ 3 Baths ⋅ 7108755 MLS

Welcome to a wonderfully well-kept, well maintained, one-owner home! This home offers so much and is truly a turn-key property! You will love the function of 3 same floor bedrooms, main floor laundry and a second 1/2 bath on the main level. The lower level features a gas fireplace with brick surround, a 4th bedroom and a third bathroom. You will love all the storage areas, including a large lower-level workshop/hobby room! This house also has a spacious garage and two storage sheds as well! One of the best values in the Rocori School District. Seller has just replaced the carpeting in all three of the main floor bedrooms.

570 3rd Street NW, Richmond

Listing courtesy of RE/MAX Results.

$359,900

2 Beds ⋅ 1 Baths ⋅ 7103211 MLS

Escape to your own lakeside retreat on the sought-after southwest-facing shoreline of North Browns Lake. This beautifully updated 2-bedroom, 1-bath is perched above the water, capturing breathtaking panoramic lake views and spectacular sunsets. Thoughtfully updated with luxury vinyl plank flooring, stainless appl, bath "7/23" maintenance-free decking "7/23", new roof "8/25", new Dock "7/21", wall unit AC/Heating "8/21"just to name a few. This move-in-ready cabin combines rustic charm with modern convenience. Spend your days on the lake or simply relaxing on the deck while taking in the peaceful surroundings. A quick trip from the city's, whether you're searching for a weekend getaway, seasonal retreat, or year-round lake home, this property offers the authentic Up North lifestyle you've been dreaming of. Don't miss this rare opportunity to own an affordable slice of Minnesota lakefront paradise.

20787 Drumflower Road, Richmond

Listing courtesy of Coldwell Banker Realty.

$255,000

2 Beds ⋅ 1 Baths ⋅ 7062568 MLS

HORSESHOE LAKE- part of the SAUK RIVER CHAIN OF LAKES! Don't miss this opportunity to own this charming 2 bed, ¾ bath, one level seasonal cabin with sweeping views on Horseshoe Lake. Enjoy total privacy on the tree filled nearly ½ acre lot and spend all day on the boat cruising the 2,849-acre, 15 lake chain perfect for recreation and fishing. Boat right up to Rich Spring Golf Course for a round of golf and order food right from the dock at Shady's Longshots. This area is rich with activities to keep you busy all weekend long! Cabin remodel all completed within the last 5 years. NEW Septic system and well in 2023. Start making lake memories today!

21165 Elkview Circle, Richmond

Listing courtesy of Edina Realty, Inc.

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