Saint Joseph Homes under $250,000

Welcome to Saint Joseph, Minnesota – a charming city that beautifully combines small-town warmth with modern conveniences. Nestled in the heart of Stearns County, Saint Joseph is known for its vibrant community spirit, rich history, and picturesque landscapes. With a population of just over 6,500 residents, this delightful town offers a peaceful retreat while being just a short drive from the bustling city of St. Cloud.

Saint Joseph is home to scenic parks, delightful walking trails, and a variety of local shops and eateries that contribute to its welcoming atmosphere. Families will appreciate the top-notch educational institutions, including the esteemed College of Saint Benedict, which enriches the community with cultural and educational opportunities. Outdoor enthusiasts can explore the nearby Lake Wobegon Trail, perfect for biking, walking, or simply enjoying nature’s beauty.

For those seeking affordable housing options, Saint Joseph boasts a range of homes under $250,000, making it an ideal choice for first-time buyers, young families, or anyone looking to invest in a vibrant community. From charming single-family homes to cozy townhouses, the real estate market here offers something for everyone. These properties provide not only affordability but also the chance to own a piece of this enchanting town.

With its friendly residents, beautiful surroundings, and a strong sense of community, Saint Joseph is more than just a place to live – it’s a place to call home. Discover the possibilities that await you in this delightful Minnesota gem!

Newest Saint Joseph Homes under $250,000

$250,000

4 Beds ⋅ 2 Baths ⋅ 7144095 MLS

MOTIVATED SELLER — PRICED TO SELL! Turn-key 4-bedroom, 2-bath home with a new roof in 2022 and updates throughout! New flooring, fresh paint, updated kitchen with stainless steel appliances, updated bathrooms, and a fully fenced yard. Just minutes from downtown St. Joseph, shopping, dining, and conveniences. Move-in ready and quick close possible! Perfect for an owner-occupant or investor looking for a great rental opportunity. Don’t wait — this one won’t last!

818 E Minnesota Street, Saint Joseph

Listing courtesy of Premier Real Estate Services.

$210,000

3 Beds ⋅ 2 Baths ⋅ 7127277 MLS

No association, no rules to worry about, and your own private yard space with this 3-bedroom, 2-bath townhome located in the heart of St. Joseph. The major updates are already done for you, including recently installed windows and doors, newly remodeled bathroom, updated flooring, all new A/C units, and a roof that was just replaced. That means affordable living without the worry of major expenses down the road. This is a great starter home with a spacious backyard, perfect for pets, gardening, or simply relaxing outdoors. Sliders lead out to a nicely sized deck overlooking the large backyard, ideal for morning coffee or evening get togethers. Don't miss this opportunity to own a low-maintenance home in a fantastic location

909 E Baker Street, Saint Joseph

Listing courtesy of Century 21 First Realty, Inc..

24 College Avenue N Unit 305, Saint Joseph

$240,000

1 Beds ⋅ 1 Baths ⋅ 7123793 MLS

**Incentive - Go Under Contract For Purchase In 2026 And A Garage Stall Will Be Included!** Welcome to 24 North Lofts in sought-after downtown St. Joseph. This stylish luxury condo blends comfort and convenience, with parking lot access included and attached or detached garage spaces available for purchase. Enjoy a private balcony with wrought-iron-style railing, a patio door, and large west-facing windows overlooking treetops and downtown Saint Joseph rooflines. The open loft-style layout brings the kitchen, dining, and living areas together and features one bedroom, a den with a sliding glass loft door, a gas fireplace, built-ins, and a full bathroom. Just steps from top local shopping and dining, this inviting home is well suited as a primary residence or a rental when you're away. Nearby parks and trails add to the appeal, along with shared amenities including a fitness room, rooftop deck, and elevator, all partially powered by rooftop solar panels. Worry-free luxury condo living awaits—schedule your showing today!

24 College Avenue N Unit 305, Saint Joseph

Listing courtesy of Premier Real Estate Services.

24 College Avenue N Unit 101, Saint Joseph

$245,000

1 Beds ⋅ 1 Baths ⋅ 7122850 MLS

**Incentive - Go Under Contract For Purchase In 2026 And A Garage Stall Will Be Included!** Welcome to 24 North Lofts in sought-after downtown St. Joseph. This luxury condo offers impressive style and convenience, with parking lot access included and attached or detached garage spaces available for purchase. Set on the ground floor, this walk-up loft provides direct access from College Avenue and the inviting feel of a gated brownstone. The private patio features a lockable entrance gate and wrought-iron-style high railing for added security. Inside, nearly 13-foot loft ceilings create an open, airy feel above the connected dining, kitchen, and living spaces. A compact 4-foot-high balcony with ladder access offers extra storage or a playful hideaway for kids. Just steps from some of the area’s best shopping and dining, this warm, open-concept living and dining space works beautifully as a primary residence or a rental when you’re away. Enjoy convenient access to nearby parks and trails, along with shared amenities including a fitness room, rooftop deck, and elevator, all partially powered by rooftop solar panels. Worry-free luxury condo living awaits—schedule your showing today!

24 College Avenue N Unit 101, Saint Joseph

Listing courtesy of Premier Real Estate Services.

$245,000

2 Beds ⋅ 2 Baths ⋅ 7091434 MLS

Welcome home to this inviting property tucked into a quiet cul-de-sac in desirable St. Joseph! Offering a great combination of comfort, convenience and community, this home is ideally located just minutes from everything that makes this area so special. Step inside to find a warm and welcoming interior with functional living spaces designed for everyday living and entertaining. The layout offers great natural light and a comfortable flow, making it easy to feel right at home. Outside, enjoy a peaceful setting with room to relax, play or entertain. The cul-de-sac location provides added privacy with minimal traffic - perfect for those seeking a quieter neighborhood feel. 55+ Living with location is key, and this home delivers! You'll love being just a short drive (or even walk/bike ride) from everything St. Joseph offers!

145 Colman Court, Saint Joseph

Listing courtesy of Edina Realty, Inc.

$249,900

5 Beds ⋅ 2 Baths ⋅ 7050388 MLS

A Very quality built 5 bedroom 2 bath home featuring 1824 finished square feet finished. Fresh interior paint on the main floor and new interior doors, new carpet in the main floor living room. The main floor offers 3 bedrooms and a full bath. The lower level provides a large great room (29x12), 2 additional bedrooms and modest bathroom that is shared with the laundry space. The lot offers a fenced in back yard, 2 detached garages and extra parking spaces.

108 Birch Street E, Saint Joseph

Listing courtesy of Central MN Realty LLC.

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