Waite Park Homes under $400,000

Welcome to Waite Park, Minnesota – a hidden gem nestled in the heart of Stearns County! Known for its welcoming community and vibrant local culture, Waite Park offers a charming blend of small-town warmth and modern conveniences. With its picturesque parks, excellent schools, and a variety of recreational activities, it’s no wonder families and young professionals alike are drawn to this delightful city.

One of the standout features of Waite Park is its affordable housing market. Here, you’ll find a delightful selection of homes priced under $400,000, making it an ideal destination for first-time homebuyers or those looking to downsize without sacrificing quality or comfort. From cozy single-family homes to inviting townhouses, Waite Park has something to suit every taste and lifestyle. Many of these properties boast spacious yards, modern amenities, and are conveniently located near shopping, dining, and entertainment options.

In addition to the beautiful homes, Waite Park is surrounded by natural beauty, with numerous parks and trails for outdoor enthusiasts to explore. Enjoy a leisurely stroll or bike ride along the scenic paths, or take advantage of the local parks for family picnics and weekend gatherings. The community spirit here is palpable, with local events and festivals bringing residents together throughout the year.

If you’re seeking a vibrant community with affordable housing options and a wealth of outdoor activities, Waite Park is the perfect place to call home. Discover your dream home in this charming city today!

Newest Waite Park Homes under $400,000

$224,900

3 Beds ⋅ 2 Baths ⋅ 7154103 MLS

Welcome to this well-cared-for rambler in the heart of Waite Park! Step inside to a comfortable and inviting layout designed for easy everyday living. The main level features two bedrooms, an inviting living room, and a large kitchen. Downstairs, the newly finished lower level adds even more living space, complete with an additional bedroom and 3/4 bathroom. Outside, you’ll appreciate the spacious attached garage, along with an oversized detached garage in the backyard. Offering plenty of room for extra storage, hobbies, or a workshop.

216 2nd Avenue N, Waite Park

Listing courtesy of Morgan & Co..

$349,900

3 Beds ⋅ 4 Baths ⋅ 7152482 MLS

Unique Patio Home with Over 1700 Sq Ft Finished. Master on the Main with a Full Bath and 2 Bedrooms and a Den on the Upper Level. All Appliances are Included, A/C, and MF Laundry. Lots of recent updates. New Flooring, Lights, Appliances. Great Location

836 Aspen Circle, Waite Park

Listing courtesy of Werschay Real Estate Services.

$140,000

2 Beds ⋅ 1 Baths ⋅ 7151129 MLS

This charming home sits right next to the community park and is move in ready! Main level living is a breeze, highlighted by a spacious kitchen with , a tile-topped island, and plenty of cabinet and counter space, plus a stylish full bath and a main floor bedroom. The kitchen opens to the living and dining area, and a three-season porch off the kitchen gives you a great spot to enjoy your morning coffee and protected entry to the home. Head upstairs and you will find a second bedroom along with a versatile loft space, perfect for a reading nook, home office, or extra hangout space, plus additional storage. The basement is unfinished but provides a ton of storage for all your extras. Outside, enjoy a raised garden bed, and 2 storage sheds. Location can't be beat here — you're right next door to the community park, and just down the road from Rivers Edge Park and Splash Pad for even more outdoor fun all summer long.

156 13th Avenue N, Waite Park

Listing courtesy of Central MN Realty LLC.

$270,000

2 Beds ⋅ 2 Baths ⋅ 7147235 MLS

Welcome to easy living in desirable Willow Creek addition. Cabinets in kitchen are raised oak, with pull out shelves. Primary bathroom has been updated with tile walk in shower. Flooring in kitchen, dining and bathrooms are Durastone. Brick patio outside dining room sliding doors has space for morning coffee or relaxing in the evening. To complete the amenities, the roof is only 8 years old and siding is steel. Downsizing comes with the freedom to enjoy your days more fully.

919 Willow Grove Circle, Waite Park

Listing courtesy of Coldwell Banker Realty.

$215,000

3 Beds ⋅ 2 Baths ⋅ 7117869 MLS

Discover the charm of small-town living with the convenience of being close to everything you need. This inviting home offers spacious living areas, an updated kitchen, and thoughtful improvements including a newer furnace, microwave, range and water heater. Natural light fills the home, creating a warm and welcoming atmosphere that's perfect for everyday living and entertaining alike. Located in the heart of Waite Park, you'll enjoy easy access to parks, shopping, restaurants, schools, and major roadways, making commuting and daily errands a breeze. Whether you're looking for your first home, room to grow, or a place to put down roots, this property offers comfort, convenience, and a location you'll love coming home to.

134 7th Avenue N, Waite Park

Listing courtesy of Edina Realty, Inc.

$225,000

3 Beds ⋅ 1 Baths ⋅ 7150229 MLS

Welcome home! This inviting 3-bedroom, 1-bathroom home offers comfortable living spaces and thoughtful updates throughout. The nice-sized kitchen isfully remodeled and features plenty of counter space and ample cabinetry, making meal prep and storage a breeze. Fresh updates include new flooring, lighting, all new windows and painted throughout, giving the home a clean and refreshed feel. The spacious full bathroom has been fully remodeled too. The sliding door opens to a spacious patio and yard, providing plenty of room to relax, entertain, or enjoy the outdoors. The oversized garage has a new roof and offers abundant storage space. The location is hard to beat—close to shopping, the library, grocery stores, and more, putting everyday essentials just minutes away. With its spacious outdoor area, generous garage storage, fresh updates, and convenient location, this home is ready to welcome its next owner!

113 1st Street N, Waite Park

Listing courtesy of Coldwell Banker Realty.

$215,000

2 Beds ⋅ 2 Baths ⋅ 7146993 MLS

Move-in ready and all on one level! This 2 bed, 2 bath home has been freshly painted throughout, so all that's left is to bring your furniture. The primary suite has a spacious walk-in closet and a private primary bath, and single-level living means no stairs to worry about. The oversized, attached 2 car garage gives you plenty of room for vehicles, storage, and a workspace, and you'll never scrape a windshield in the winter. The location is hard to beat: minutes from Crossroads Center shopping and dining, nearby schools, and quick access to Hwy 15, Hwy 23, and I-94. Downtown St. Cloud is just a short drive away, and Quarry Park, Rivers Edge Park, and The Ledge Amphitheater are close by for weekends. Don't miss this one. Schedule your showing today!

444 Kirkwall Court, Waite Park

Listing courtesy of Real Broker, LLC.

$135,000

2 Beds ⋅ 2 Baths ⋅ 7149327 MLS

223 5th Avenue N, Waite Park

Listing courtesy of Premier Real Estate Services.

$319,900

2 Beds ⋅ 2 Baths ⋅ 7143107 MLS

Enjoy easy, carefree one-level living in this neat and clean patio home! The thoughtfully designed floor plan features 2 bedrooms, including a private primary suite with its own ensuite bath, plus a bright sunroom and versatile den. The den offers excellent flexibility as a home office, guest bedroom, hobby room, or potential 3rd bedroom—the large window provides plenty of natural light! Recent updates add peace of mind, including a new boiler and water heater in 2022, fresh interior paint in 2026, and new carpet in the living room and sunroom. Steel siding provides durable exterior appeal, while underground sprinkling helps keep the landscaping looking its best. Let the HOA take care of the work so you can enjoy your time! Association services include lawn care, snow removal, and underground sprinkler maintenance, making this an ideal option for those seeking a low-maintenance lifestyle. Nestled in a quiet neighborhood with convenient proximity to dining, entertainment, worship, and everyday amenities, this inviting patio home offers comfort, flexibility, and easy living all in one.

1006 Diamond Willow Circle, Waite Park

Listing courtesy of Coldwell Banker Realty.

$319,900

2 Beds ⋅ 2 Baths ⋅ 7143435 MLS

Newly constructed custom patio home on a large lot. Great location near shopping, restaurants, health care, the Quarry Park & Nature Reserve, & more. Walking distance to the popular Ledge Amphitheater! It features an open floor plan w/ vaulted ceiling, stainless steel appliances, a spacious owner's suite w/ a full bathroom, a 2nd full bathroom, a laundry/mud room off the garage, & a 2nd bedroom perfect for a home office or craft room, & a large covered patio out front. Enjoy Association-free living & a beautiful yard w/ ample space for gardens.

1212 7th Street S, Waite Park

Listing courtesy of Haller Realty Inc..

$320,000

3 Beds ⋅ 2 Baths ⋅ 7141309 MLS

Welcome to 1251 Heritage Drive! This beautifully updated 3-bedroom, 2-bath home combines modern finishes with a comfortable and functional layout. Step inside to find newer flooring, fresh paint, and an inviting living room featuring a new electric fireplace that creates the perfect cozy focal point. The kitchen shines with granite countertops and offers a great space for everyday living and entertaining. With finished living spaces on both levels, there’s plenty of room to spread out, whether you’re looking for additional entertaining space, a home office, or a playroom. Outside, enjoy the spacious backyard and a deck perfect for relaxing, grilling, or gathering with friends and family. An attached 2-car heated garage and convenient Waite Park location close to shopping, dining, parks, and everyday amenities complete the package. Move-in ready with modern updates throughout—this is one you’ll want to see!

1251 Heritage Drive, Waite Park

Listing courtesy of Keller Williams Integrity NW.

$228,000

2 Beds ⋅ 2 Baths ⋅ 7138802 MLS

This well cared for townhome has been thoughtfully updated through the years and lovingly maintained. The open layout feels bright and inviting, with quality finishes that give it a fresh, move-in-ready feel. The living and dining areas flow easily and the downstairs living space features attractive built-ins that add both style and storage. A flexible home office is already in place, ideal for remote work or a quiet study, while two comfortable bedrooms and two full baths offer practical everyday living. Updates throughout, combined with careful upkeep, mean the home shows pride of ownership. It’s a polished, low-maintenance townhome that balances comfort, function, and a welcoming atmosphere.

29 Galloway Lane, Waite Park

Listing courtesy of ERA Prospera Real Estate.

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