Stearns Homes with Four or More Level Split Stories

Welcome to Stearns County, Minnesota, a hidden gem in the heart of the Midwest that offers a unique blend of natural beauty, rich history, and vibrant community life. Nestled between the scenic landscapes of the Central Lakes region and the bustling activity of nearby cities, Stearns County is an ideal location for those seeking both tranquility and convenience. With its charming small towns, lush parks, and numerous recreational opportunities, residents can enjoy everything from hiking and fishing to local festivals and farmers' markets.

One of the standout features of Stearns County's real estate market is the availability of homes with four or more level split stories. These distinctive homes provide a unique architectural style that maximizes space and functionality, making them perfect for families and those who love to entertain. With multiple levels, these homes offer a sense of privacy and separation while still maintaining an open flow between living areas. Whether you’re looking for a cozy family room, a spacious kitchen for culinary adventures, or a serene master suite, a four-level split can cater to all your needs.

Living in Stearns County means more than just owning a beautiful home; it’s about becoming part of a welcoming community. Residents enjoy access to top-rated schools, local parks, and a variety of dining and shopping options. With a strong sense of community spirit and a wealth of outdoor activities, Stearns County is not just a place to live—it's a place to thrive. Explore the possibilities of making this enchanting region your new home today!

Newest Stearns Homes with Four or More Level Split Stories

$399,900

4 Beds ⋅ 2 Baths ⋅ 7143911 MLS

Pride of ownership is evident throughout this exceptionally well-maintained, one-owner four-level home in St. Augusta! Thoughtfully designed with plenty of room to spread out, the main level welcomes you with the kitchen and dining area, a convenient bathroom, and main-floor laundry. Upstairs, you’ll find additional bedrooms, another bathroom, and a comfortable living room. The lower level offers two more bedrooms along with a roughed-in space ready for an additional bathroom. Head down one more level and discover even more possibilities! This unfinished space features beautiful pine throughout and is ready to become the ultimate man cave, playroom, home office, additional bedroom, or whatever best fits your needs. Garage space is a standout here, with a spacious 24’ x 30’ main garage plus an additional approximately 24’ x 24’ garage. Both are insulated with full concrete slabs, offering fantastic space for vehicles, toys, storage, hobbies, or a workshop. Outside, major updates have already been taken care of with a new roof and siding, while the beautiful side deck provides a great spot for relaxing or entertaining. School options to explore include Cold Spring, Kimball/Watkins, and St. Cloud, subject to district boundaries and open-enrollment availability. Exceptionally clean and lovingly maintained by its original owner, this home offers space, flexibility, storage, and exciting potential for its next chapter!

24825 22nd Avenue, Saint Augusta

Listing courtesy of Premier Real Estate Services.

$559,500

4 Beds ⋅ 2 Baths ⋅ 7143274 MLS

Beautiful Country Home on 13.72 acres!! Gorgeous woods and a private setting with wildlife and privacy! Hard to find property...so close to the City! Huge 30x45 shed with concrete floor and electric! Store all your extra toys here!!! 3 spacious upstairs bedrooms and 6 panel doors! Nice bright kitchen with lots of cabinets! Enjoy a deck and a patio for gatherings! 3rd level is a walk out and offers another bedroom, bath and laundry area! Septic was done in 2023. 2 wells....1 is for watering/sprinkling system. 4th level is great for storage and future expansion. Pride of ownership certainly shows here! Come and see how much your $$ can buy! Welcome Home!

25461 County Road 74, Saint Cloud

Listing courtesy of RE/MAX Results.

$210,000

3 Beds ⋅ 2 Baths ⋅ 7142627 MLS

4-level with maintenance free siding. Quiet street and nicely treed lot. 3 bedrooms plus den and 2 baths. Great 4th level has room for future living space. Large double garage. Great location is close to golf course and Beaver Island Walking Trail along the Mississippi River

831 Cumming Lane, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$345,000

3 Beds ⋅ 3 Baths ⋅ 7142518 MLS

With multiple living areas, a half-acre lot, and an impressive 1,208 sq. ft. attached garage, this four-level split gives you space where it matters most. Set on a cul-de-sac, the home welcomes you with a bright, open main level featuring vaulted ceilings and fresh paint throughout. The layout offers a main-floor living room, a comfortable lower-level family room, and an additional rec room in the basement, giving you flexibility for everyday living, entertaining, hobbies, or a home office. Each bedroom includes its own walk-in closet, while the primary bedroom features a private ensuite bath. Outside, a large concrete patio extends your living space into the fully fenced backyard, offering added privacy and plenty of space to enjoy the half-acre setting. Move-in ready and thoughtfully laid out, this home delivers the space, storage, and versatility you've been looking for.

2608 Edgewood Circle, Saint Cloud

Listing courtesy of Kris Lindahl Real Estate.

$799,900

4 Beds ⋅ 2 Baths ⋅ 7120761 MLS

Meticulously Maintained Lakefront Home with Million-Dollar Views Welcome to your own private lakeside retreat, where breathtaking million-dollar views, mesmerizing sunsets, exceptional updates, and effortless entertaining come together. This meticulously maintained lakefront property offers an incredible opportunity to enjoy beautiful waterfront living, all just minutes from Interstate 94. Inside, you’ll find a beautifully appointed interior featuring custom cabinetry, granite countertops, and stainless-steel appliances, including a built-in convection oven. Luxury vinyl plank flooring, vaulted ceilings, and recessed lighting create a warm, sophisticated atmosphere while offering the perfect blend of style and functionality. Take in the mesmerizing lake views from the comfort of the four-season sun porch, an ideal place to enjoy your morning coffee, unwind at the end of the day, or watch spectacular sunsets paint the sky over the water. Outside, the expansive patio and gazebo provide the perfect setting for entertaining family and friends or simply relaxing while taking in the incredible waterfront scenery. Whether you're hosting summer gatherings or enjoying a peaceful evening by the lake, the setting is truly unforgettable. The home is topped with 50-year architectural shingles, providing lasting durability and peace of mind. Combined with its meticulous maintenance and thoughtful updates, this property is ready to be enjoyed for years to come. With million-dollar views, mesmerizing lake vistas, spectacular sunsets, beautiful living spaces, and a convenient location just minutes from I-94, this exceptional lake home offers the perfect combination of luxury, comfort, entertaining, and lakeside living. A rare opportunity to own a meticulously cared-for lakefront property where every day feels like a vacation.

969 Hamlet Drive N, Avon

Listing courtesy of Central MN Realty LLC.

$534,900

5 Beds ⋅ 4 Baths ⋅ 7124393 MLS

This beautiful Sartell home has the space, updates, and features you’ve been looking for! From the inviting covered front porch, step inside to a bright and spacious main level with vaulted ceilings, abundant natural light, and convenient main-floor laundry. The updated kitchen is sure to impress with granite countertops, a large center island, pantry, stainless steel appliances, and gas range. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a private bath, double sinks, and large walk-in closet. The lower level features a generous family room with a walkout to the backyard, while the unfinished basement offers even more potential with an egress window and plumbing for a future bath. Enjoy the large fenced backyard, patio, above ground salt pool, and heated 3-stall garage. Home sits in a cul-de-sac with a pond in the back. Don’t miss this one!

1312 Killdeer Avenue S, Sartell

Listing courtesy of Morgan & Co..

$275,000

4 Beds ⋅ 2 Baths ⋅ 7119357 MLS

Welcome home to this spacious 4-bedroom, 2-bath split-level in a desirable St. Cloud neighborhood! This home offers nearly 2,000 finished square feet with a layout that's perfect for everyday living. Enjoy a bright main living area, generously sized bedrooms, central air, and an attached 2-car garage. Situated on a large lot with easy access to schools, parks, shopping, and dining, this home combines comfort, convenience, and value. Don't miss the opportunity to make this wonderful property your next home—schedule your showing today!

1204 Whitney Drive, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$335,000

4 Beds ⋅ 3 Baths ⋅ 7118397 MLS

Welcome home to this spacious and inviting four-level residence, perfectly situated on a generously sized city lot that offers plenty of room to relax, entertain, and enjoy outdoor living. Featuring four bedrooms and three full bathrooms, this thoughtfully designed home provides the ideal blend of comfort, functionality, and style. The spacious primary suite serves as a private retreat, complete with its own full bath for added comfort and convenience. Beautiful hardwood floors flow throughout much of the home, adding warmth, character, and timeless appeal. Multiple living spaces across four levels offer exceptional flexibility for everyday living, entertaining guests, working from home, or creating a recreation area. Outside, the expansive city lot provides endless possibilities for gardening, play, outdoor gatherings, or future enhancements. With its generous layout, desirable features, and abundant living space, this home is ready to accommodate a variety of lifestyles. Don't miss the opportunity to make this exceptional property your next home!

6022 Prairie Rose Drive, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$459,900

5 Beds ⋅ 2 Baths ⋅ 7111825 MLS

Freshly updated w/new carpet & vinyl flooring (2026), this unique multi-level home sits on nearly 4 acres just off Cooper Ave, perfectly blending city convenience with peaceful country living. Step inside to vaulted ceilings and rich hardwood floors. The main level features an open concept LR, Kit, & DR area that flows seamlessly out to a maintenance free deck. Upstairs, the primary BR incl a walk-through BA, alongside 2 add'l BR's. The LL offers a cozy sitting area w/sliding door access to the patio, 2 more BR's (no built in closets), a 3/4 BA, & a dedicated laundry rm w/ a built-in folding counter. Just a 1/2 flight of stairs down, you'll find the home's hidden gem: a fam room complete w/a built-in bar that's made for entertaining. Outside, the property incl a spacious 3-stall gar w/an unfinished bonus room above, offering excellent potential for a home office, gym, or studio. Don't miss this rare opp to have nature right at your back door.

4334 Cooper Avenue S, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$460,000

6 Beds ⋅ 3 Baths ⋅ 7110244 MLS

Rare find: a 52'x32' indoor heated gym with 18.5' ceilings and full sport court steals the show. Updated 6BR/3BA home on .46 acres in a convenient location. The Kitchen features a large center island, updated stainless steel appliances, built-in storage & granite counters. Impressive, vaulted A-frame living room with in-floor heat, ceiling fan & abundant natural light. Fenced backyard, deck, patio & firepit. City water & sewer; outdoor-only well for irrigation, 2-stall attached garage. Exceptional hosting property — schedule your showing today.

5708 Nightingale Court, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$414,900

4 Beds ⋅ 3 Baths ⋅ 7091166 MLS

If you have been looking for an excellent home in a private location, then your search is over! Set on nearly an acre just minutes from town, this updated 4-level split home features 4 bedrooms and 3 bathrooms. With recent updates to flooring, appliances and mechanicals, a brand new deck and more, this home is sure to please. With Koronis Hills golf club and Lake Koronis nearby, you are perfectly situated for your family to grow and have entertainment opportunities. The 4th level is unfinished but is insulated and ready for you to make it your own. Whether you'd like a home office, or maybe your private workout area...there is plenty of space to utilize for your needs. You will not want to miss this opportunity for an excellent, move in ready home.

30099 Conita Circle, Paynesville

Listing courtesy of Oak Realty LLP.

$324,900

3 Beds ⋅ 2 Baths ⋅ 7090518 MLS

Nestled at the end of a quiet cul-de-sac in a desirable neighborhood, this well-maintained 4-level home offers space, comfort and a fantastic setting. Conveniently located close to shopping, dining, parks and everyday amenities. Situated on a large city lot, you'll love the beautifully landscaped yard featuring a patio area, fire pit, storage shed and even a dedicated sports court with a basketball hoop. Plus, in-ground sprinklers! Inside, the home offers 3 bedrooms, 2 baths, vaulted ceilings, open floor plan, granite countertops, stainless steel appliances, multiple living and family room spaces, providing plenty of room to relax, entertain or spread out, plus so much more! The primary bedroom features a walk-in closet and easy access to the bathroom. The heated and insulated garage adds year-round comfort and functionality. Lovingly cared for by the same owner for over 22 years and many updates and improvements have been completed. Recently the siding and roof. This home showcases true pride of ownership & is ready for its next chapter for you to call it home!

703 Watab Court, Sartell

Listing courtesy of MOVE IT REAL ESTATE GROUP/LAKEHOMES.COM.

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