Stearns Homes with Accessible Shoreline Lot Description

Welcome to Stearns County, Minnesota, a picturesque region known for its stunning natural beauty and vibrant communities. Nestled in the heart of the state, Stearns County is a treasure trove of outdoor adventures, rich history, and warm, welcoming neighborhoods. With its lush landscapes, sparkling lakes, and charming small towns, it’s no wonder that this area has become a sought-after destination for homebuyers looking for both tranquility and convenience.

One of the standout features of Stearns County is its incredible array of homes with accessible shoreline lots. Imagine waking up each morning to the gentle sounds of lapping water and the breathtaking views of sunrises over pristine lakes. These properties offer not just a home, but a lifestyle filled with opportunities for fishing, boating, and swimming right at your doorstep. Whether you’re looking for a cozy cabin retreat or a modern family home, you’ll find a diverse selection of properties that cater to every taste and budget.

Stearns County is also home to a rich tapestry of cultural experiences, from local art galleries and farmers' markets to seasonal festivals that celebrate the community’s heritage. Enjoy hiking and biking trails that wind through scenic parks, or take a leisurely stroll along the shoreline to soak in the beauty of nature.

With its blend of outdoor recreation, community spirit, and beautiful homes, Stearns County is the perfect place to create lasting memories. Discover your dream home with accessible shoreline today, and embrace the idyllic lifestyle that this remarkable region has to offer!

Newest Stearns Homes with Accessible Shoreline Lot Description

$425,000

4 Beds ⋅ 4 Baths ⋅ 7117922 MLS

Mighty Mississippi Hidden Gem. PRIVATE, PRIVATE, PRIVATE-Lot lines are heavily wooded, and home is set back and below Riverside Ave. 4 Bedroom 4 Bath Walkout Rambler with 3,195 Square Feet of Living Space. Lower-level in-law apartment with kitchen, Livingroom, bedroom and office. Deck & screened in porch overlooking the shaded back yard and river. Many custom built in features. Granite tops in kitchen with center island. Fireplace on both levels. Walking path leading to the waterfront.

398 Riverside Avenue S, Sartell

Listing courtesy of JP Meagher Realty.

$550,000

2 Beds ⋅ 2 Baths ⋅ 7117080 MLS

Welcome to Grand Lake life! This is a unique opportunity to own a 1.250AC lake place w/56ft frontage, huge shed, and large backlot! This 2+Bed, 2Bath lake home could be a 3 Bedroom with adding a larger window. The main bedroom has access to the full bath. The 2nd bedroom has French doors & double closets. The potential 3rd bedroom has an attached 3/4 bath. Kitchen has granite countertops, tile floors, and big window over the sink. Dining area/living area is a nice open space with woods floors and lake views. Then walk out to the porch on lakeside. This is the best place in the house to relax and enjoy the lake year-round with all the windows and space for gathering. There is an office space, laundry room with storage and utility room that walks out to the attached heated 2 stall garage. Bonus there is the detached garage, and a lean to shed on lakeside for storage of paddle boards and other lake toys. Sandy lakeshore w/dock included. Swing set, clothesline, horseshoe pit, birds/nature/privacy, many trees, flowers, and plants in yard. Including: Grape vines (150lbs harvested), pear, apple, cherry, raspberries, asparagus, Hostas, lilacs, peonies, hydrangea bush, sage, pine trees, ponderosa, & more! Back lot is a great garden spot and has a cellar/storm shelter on it. Come see what this place has to offer!

11381 Hubert Lane, Cold Spring

Listing courtesy of Edina Realty, Inc..

$1,395,000

4 Beds ⋅ 4 Baths ⋅ 7114747 MLS

This impressive four-bedroom, four-bathroom home is designed for both everyday comfort and memorable gatherings set on Lake Louisa. The main level features a spacious living room, an informal dining area warmed by a gas fireplace, and a beautifully appointed kitchen with premium finishes and upgrades. A lakeside screened porch provides the perfect place to relax and take in the views. At day's end, retreat to the luxurious primary suite featuring lake views, two walk-in closets, and a spa-inspired private bathroom with a jetted tub and an incredible walk-in tiled shower with four shower heads. Upstairs, you'll find three additional bedrooms and a full bathroom, providing plenty of room for family and guests. The walkout lower level is made for entertaining with 10 foot coffered ceilings a spacious family room featuring a gas fireplace and opens to the lakeside yard, dedicated media room, and a fantastic second full kitchen complete with lake views. Outside, the park-like setting is simply exceptional. Professionally designed landscaping surrounds the home with winding paver walkways, colorful perennial gardens, impressive boulder accents, and multiple patios & gathering spaces and an additional tuck-under lakeside garage. A beautifully landscaped playground area and countless outdoor entertaining spots complete this one-of-a-kind Lake Louisa property, offering the perfect blend of privacy, natural beauty, and unforgettable lake living.

12662 Louisa Court, South Haven

Listing courtesy of Oak Realty LLP.

$364,900

1 Beds ⋅ 1 Baths ⋅ 7111984 MLS

A charming, peaceful retreat for every season and every reason! This immaculately maintained, year-round log-sided home sits on over an acre of premium, level lakeshore, offering breathtaking, panoramic views of Grand Lake. Inside, the home wraps you in warmth with beautiful knotty pine finishes throughout, perfectly balanced by the practical convenience of low-maintenance tile flooring across the main level. The heart of the home is a gorgeous kitchen complete with durable granite countertops, rich hickory cabinets, and a center island with seating for two. Dual patio doors open wide to a fabulous wrap-around patio, making indoor-outdoor entertaining a breeze. The main level also features a convenient 3/4 bath and a laundry room equipped with new appliances. Upstairs, you will discover a massive great room and primary bedroom suite that boasts spectacular elevated lake views and ample room to relax. This flexible space can easily be split into two separate bedrooms depending on your needs. Step outside to explore your private oasis, featuring beautiful perennial gardens, a serene creek view, and a massive storage shed for all your lake toys. Unwind after a long day on the water in your private lakeside sauna, upgraded with a brand-new heating system. Best of all, this secluded paradise offers the perfect blend of privacy and convenience, sitting within easy distance to several local shops and dining favorites. Major bonus Dock is also included and many of the furnishings will also be available.

21225 County Road 8, Cold Spring

Listing courtesy of Our Area Homes.

$634,900

4 Beds ⋅ 3 Baths ⋅ 7094428 MLS

Wake up to breathtaking sunrises over Achman Lake and enjoy the peace and privacy of a setting that feels like your own private retreat. Ideally located between St. John's University in Collegeville and the city of Avon, this beautifully maintained 1½-story home offers over 2,500 finished square feet with 4 bedrooms and 3 bathrooms. The home features an oversized attached two-car garage with a private staircase to the basement, plus a second staircase leading to abundant storage above the garage. Situated on more than 1.25 acres of lakefront property, you'll have plenty of space to relax and entertain with a sunroom, spacious deck, patio, fire pit, and storage shed. Inside, the kitchen and dining area showcase ¾-inch oak hardwood flooring. The main level also includes a welcoming living room, a spacious primary bedroom, and a private primary bathroom. Upstairs, you'll find new carpeting, two generously sized bedrooms, and a full bathroom. The finished lower level provides even more living space with a large family room, fourth bedroom, full bathroom, laundry room, utility room, and a dedicated storage/workshop area. Recent updates include a new roof (2024) and newer washer and dryer. The well and septic system are scheduled to be certified in July, providing added peace of mind for the next owner. If you're looking for a move-in-ready lakefront home in an unbeatable location, this property offers the perfect blend of comfort, space, and scenic beauty.

14315 County Road 159, Avon

Listing courtesy of VoigtJohnson.

$374,900

2 Beds ⋅ 1 Baths ⋅ 7103211 MLS

Escape to your own lakeside retreat on the sought-after southwest-facing shoreline of North Browns Lake. This beautifully updated 2-bedroom, 1-bath is perched above the water, capturing breathtaking panoramic lake views and spectacular sunsets. Thoughtfully updated with luxury vinyl plank flooring, stainless appl, bath "7/23" maintenance-free decking "7/23", new roof "8/25", new Dock "7/21", wall unit AC/Heating "8/21"just to name a few. This move-in-ready cabin combines rustic charm with modern convenience. Spend your days on the lake or simply relaxing on the deck while taking in the peaceful surroundings. A quick trip from the city's, whether you're searching for a weekend getaway, seasonal retreat, or year-round lake home, this property offers the authentic Up North lifestyle you've been dreaming of. Don't miss this rare opportunity to own an affordable slice of Minnesota lakefront paradise.

20787 Drumflower Road, Richmond

Listing courtesy of Coldwell Banker Realty.

$289,900

3 Beds ⋅ 2 Baths ⋅ 7103508 MLS

Check out this 3 bedroom, 2 bath lake home on large ½ acre lot surrounded by mature trees for added privacy. Located on a quiet dead-end street on desirable Pirz Lake. The spacious home has many recent updates to enjoy including updated appliances, flooring, panel doors, furnace, central air, vinyl windows and siding. Main level features a kitchen, dining area, 2 bedrooms, living room and bathroom. You will appreciate the fully finished walk-out basement featuring a 2nd family room, 3rd bedroom, 2nd bathroom, and room for storage. Relax and entertain on the back patio or on the huge lakeside wrap around deck. Fiber high speed internet available. Pirz Lake is quiet with no public access and Spring fed. Lot next door is an unbuildable government lot for extra privacy. Start creating lake life memories today in this turn-key property in overall great condition inside and out.

19378 Pirz Lake Road, Paynesville

Listing courtesy of Central MN Realty LLC.

$329,000

3 Beds ⋅ 2 Baths ⋅ 7099940 MLS

Discover an incredible opportunity to own a year-round home on Becker Lake, part of the Sauk River Chain of Lakes. Offering 3 bedrooms, 2 bathrooms, and a spacious walk-out layout, this property combines immediate enjoyment with the chance to personalize a home that's truly your own—all while building equity on one of Central Minnesota's most desirable lake chains. The main level welcomes you with abundant natural light, beautiful lake views, comfortable living spaces, three bedrooms, and a full bath. Downstairs, the walk-out lower level offers exceptional flexibility with a large family and entertainment area, a second kitchen, two bonus rooms perfect for guests, a home office, workout space, or hobbies, plus a second bath. Some of the lower-level demo work is done; now comes the fun part of making it your own. Step outside to approximately 110 feet of shoreline with a gradual approach to the water, making lake days easy and enjoyable. A rare lakeside tuck-under garage provides convenient storage for boats, paddleboards, fishing gear, and lake toys, while the dedicated workroom offers additional space for projects or storage. Whether you're searching for a year-round residence, a weekend getaway, or an investment in lake living, this home offers outstanding value with room to grow. Enjoy boating, fishing, dining, and exploring 14 connected lakes on the Sauk River Chain while creating a property that reflects your own style. Opportunities like this—combining location, space, and the potential to build equity—are becoming increasingly difficult to find. Make this one yours today!

20611 Becker Lake Circle, Richmond

Listing courtesy of Edina Realty, Inc.

$875,000

6 Beds ⋅ 7 Baths ⋅ 7097440 MLS

History and modern comfort come together in this former lodge turned lake home on beautiful Lake Koronis. Stunning views of the islands that crown the lake can be enjoyed from the expansive deck, front lawn, primary suite, and many other rooms throughout this one-of-a-kind property.The home features six bedrooms, each with its own private bathroom. The spacious lakeside primary suite offers breathtaking water views, a Jacuzzi tub, glass-enclosed shower, and an oversized walk-in closet. The upper level also includes a two-room en-suite bedroom and a third updated en-suite bedroom.A remarkable 70.5-foot wraparound deck spans the lakeside of the home, providing exceptional space for entertaining or relaxing. Sliding glass doors lead to a bright sunroom-style dining and sitting area overlooking the lake, while double doors open to the kitchen and living room featuring a wood-burning fireplace. The main level also includes another two-room en-suite bedroom and an additional en-suite bedroom.Above the garage, a large bonus room offers endless possibilities as a home office, recreation room, or studio. The lower level features the sixth bedroom in an apartment-style setting with a private living area and updated bathroom. Also on the lower level are a spacious family room with a wood-burning fireplace, half bath, and beautiful lake views, plus an additional sitting, media, or recreation room. An insulated attached two-stall garage with in-floor heat completes the home.Set on 232 feet of shoreline, this historic property enjoys frontage on Lake Koronis, Stearns County's largest lake at approximately 3,000 acres. Known for excellent fishing and year-round recreation, the lake also features three public parks and a paved biking and walking trail that circles the entire shoreline and connects to a larger regional trail system.Conveniently located just minutes from dining, golf, a brewery, grocery shopping, bowling, and other local amenities, this property offers a rare opportunity as a spacious year-round residence, gathering place for extended family, or potential vacation rental investment. Schedule your private showing today!

15928 Lake Koronis Road, Paynesville

Listing courtesy of Your Next Place Real Estate.

$789,900

3 Beds ⋅ 2 Baths ⋅ 7080359 MLS

Nestled along the peaceful shores of School Section Lake, this exceptional A-frame retreat offers a rare opportunity to own a truly distinctive Minnesota lakeshore property. From the moment you arrive, breathtaking panoramic lake views, soaring architectural lines, and the warmth of thoughtful craftsmanship create an unforgettable first impression. Designed to embrace the beauty of waterfront living, this home combines timeless character with impressive custom upgrades rarely found in today’s market. You and your guests will enjoy the sandy and gently sloping beachfront. Inside, expansive windows frame stunning water views while premium finishes-including Italian porcelain tile, Cambria countertops, Beamed Ceilings, 153 ft running IPE (Brazilian Walnut/Ironwood) decking, custom stainless steel deck railings handcrafted by a German-trained metallurgist, newer stainless steel kitchen appliances, three inviting gas fireplaces-elevate the home’s comfort and style. The spacious 36x24 great room and dining area provide the ideal gathering place for entertaining or quiet evenings by the fire. Offering 3 spacious bedrooms, including a convenient main-floor bedroom, main-floor laundry, and a 3/4 bath, the layout is designed for both everyday comfort and memorable lakeside living. Wake each morning to breathtaking sunrises and enjoy peaceful evenings listening to nature from the lakeside deck. Bird lovers and outdoor enthusiasts will especially appreciate the tranquil setting. Escape to the upper-level primary suite deck, relax beneath the pergola, or enjoy a spa-like plunge in the jacuzzi tub with sprinkles of natural daylight through the skylights above. Additional highlights include an attached 2-car garage with new overhead doors and openers, updated 200-amp electrical service, a concrete boat ramp, drainage improvements, and a detached shed/bunkhouse offering added storage or flexible guest space. Conveniently located near Kimball, Powder Ridge, St. Cloud, Buffalo, and Monticello, this property offers the perfect balance of privacy, recreation, and accessibility. Whether you are searching for a year-round residence, a weekend retreat, or a legacy lakeshore property to share with family and friends for generations to come, this extraordinary home invites you to experience the best of Minnesota lake living. Opportunities like this are rare. Schedule your private showing and discover all this remarkable property has to offer.

14120 Badger Road, Kimball

Listing courtesy of Fazendin REALTORS.

$279,900

1 Beds ⋅ 1 Baths ⋅ 7097043 MLS

Opportunity like this doesn’t come around often. Nestled on over 1.06 acres on the highly sought-after Big Lake, this property offers an incredible 600+ feet of panoramic shoreline, creating a setting that truly feels like your own private island. The existing cabin is in need of renovation or could be removed entirely, giving you the flexibility to bring your vision to life. Whether you're looking to restore a charming getaway retreat or build your dream lake home from the ground up, the possibilities here are endless. Surrounded by water views in nearly every direction, this is a rare chance to own a one-of-a-kind property with unmatched privacy, breathtaking scenery, and space to create something truly special. Make this your perfect escape or transform it into the ultimate lakefront estate. Per Stearns County: 20927 Big Lake Road appears to have been built prior to the 1972 state shoreland rules, and is located less than 50ft from Big Lake. It is therefore considered a legal nonconforming structure. Normal maintenance can occur to this structure without a construction site permit from Stearns County, however a building permit may be required from Munson Township. Replacement of this structure to the same dimensions and in the same location may be allowed by issuance of a construction site permit, subject to possible mitigation requirements, and the lowest floor elevation must be at or above an elevation of 1099.15ft

20927 Big Lake Road, Richmond

Listing courtesy of Central MN Realty LLC.

$400,000

2 Beds ⋅ 2 Baths ⋅ 7088535 MLS

Wake up to shimmering water views from this spacious year-round home nestled in a private setting on beautiful Lake Koronis. Elevated above the shoreline, the home offers sweeping, unobstructed views of the lake. Well maintained and move-in ready, the property features a brand new metal roof — built to last and worry-free for decades to come. Unwind on the screened porch, where you can take in lake breezes and lakeside sounds without a care in the world, whether it's a quiet morning coffee or a golden summer evening. This 2 bedroom, 2 bath home is situationed in a private setting that provides a true sense of seclusion along with everything Lake Koronis has to offer — boating, fishing, swimming, and small-town Minnesota charm year-round. Opportunities like this on Lake Koronis don't last long. Come see it for yourself.

30356 Brentwood Road, Paynesville

Listing courtesy of Meagher Realty, LLC.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.