Stearns Homes with Three Level Split Stories

Welcome to Stearns County, Minnesota, a hidden gem that beautifully blends natural beauty with vibrant community living. Nestled in the heart of central Minnesota, Stearns County is known for its picturesque landscapes, rich history, and a warm, welcoming atmosphere. With a diverse range of recreational activities, from hiking and fishing in the stunning lakes and parks to exploring charming local shops and eateries, there’s something for everyone in this delightful county.

One of the most appealing home styles found in Stearns County is the three-level split story. These homes are designed to maximize space and functionality, making them perfect for families or anyone looking for a little extra room to breathe. The three-level split story features distinct living areas, providing a seamless flow between the kitchen, dining, and living spaces while maintaining privacy in the sleeping quarters.

Imagine stepping into a welcoming foyer that leads you to a spacious living room, perfect for family gatherings or entertaining friends. The well-appointed kitchen often boasts modern appliances and ample counter space, ideal for culinary adventures. The upper level typically features cozy bedrooms, while the lower level can serve as a versatile space—think home office, playroom, or an inviting entertainment area.

Living in a three-level split story in Stearns County means enjoying the tranquility of suburban life while being just a short drive from the bustling cities of St. Cloud and beyond. With a strong sense of community, excellent schools, and a plethora of outdoor activities, it’s no wonder that Stearns County is an attractive place to call home. Discover the charm and comfort of three-level split story homes in this beautiful county today!

Newest Stearns Homes with Three Level Split Stories

$437,500

3 Beds ⋅ 2 Baths ⋅ 7146125 MLS

Pack up the kids, fishing boat and floatables, as your affordable Lake Home Experience has arrived. A fabulous Lake View welcomes you from the living room and three season porch! This 2.2 acre treed walkout lot is ideal, with an easy slope to the 221 ft of sandy lake shore. This three bedroom, two bath, 3-level home has a convenient layout with a portable center island in the kitchen, cozy wood-burning fireplace, and spacious deck coming off the porch. A TRUE CONTRACTORS DREAM! The contractor or hobbyist will love the heated garage and 30 x 45 pole shed, as this property fronts on a County Road. Lynden Lake offers good fishing, is 19 feet deep with excellent water clarity, and provides a quieter, more serene Lake Experience!

1307 County Road 44, South Haven

Listing courtesy of Keller Williams Integrity NW.

$329,995

2 Beds ⋅ 2 Baths ⋅ 7142442 MLS

Welcome home to this well-maintained tri-level home offering a spacious layout and numerous updates and amenities. The main level features vaulted ceilings, ceiling fans, oak woodwork, six-panel doors & cabinets, and access to a maintenance-free deck with pergola and a private, sectioned patio area. The primary bedroom includes a built-in and walk-in closet. The lower level offers a comfortable family room with a cozy gas fireplace and abundant natural light. The enclosed laundry room includes a washer and dryer. Extra storage in crawl space. Additional features include a high-efficiency Goodman gas furnace (2019), Goodman central air (2020), Culligan water softener (2019), and Culligan reverse osmosis water filtration system. The 40-gallon Bradford White gas water heater was replaced in 2022. Outside, enjoy an in-ground sprinkler system, concrete driveway, natural area, outdoor garden shed, and attached insulated two-stall garage with a 7' x 16' garage door. The garage features a raised/closed wood cabinet workshop, three electrical outlets, a Genie garage door opener (2024) and attic storage with a drop-down access ladder. The garden shed was upgraded with 2021 asphalt shingles and a new wood door.

701 3rd Street S, Sartell

Listing courtesy of ERA Prospera Real Estate.

$300,000

3 Beds ⋅ 2 Baths ⋅ 7138219 MLS

Nestled on a quiet, tree-lined street in an established neighborhood, this well-maintained Sartell home offers the perfect blend of comfort, space, and convenience. The thoughtfully designed three-level floor plan features a spacious main level with a vaulted living area and seamless flow between the kitchen, dining, and living spaces. Multiple patio doors provide easy access to the backyard, creating an ideal setting for entertaining, summer barbecues, and relaxing mornings with coffee on the private patio. Enjoy the benefits of Sartell's highly regarded school system, along with walking-distance access to parks, golf courses, and city-wide biking trails. Major updates have already been completed for you, including a new furnace and central air conditioning system installed in 2023. Additional improvements include updated lighting, appliances, paint, and flooring throughout the home. Both upper-level bedrooms feature walk-in closets, and the primary bedroom offers direct access to the full bath for added convenience. The lower level provides additional living space, a third bedroom, and a bathroom, all enhanced by lookout windows that fill the area with natural light. Home features Anderson windows as well. The laundry and mechanical room are conveniently combined, and beneath the vaulted main living area you'll find a surprisingly large crawl space, offering exceptional storage capacity. Enjoy summer with less work, irrigation system in place for yard watering. This home is truly one you need to see in person to fully appreciate all it has to offer.

407 12th Avenue N, Sartell

Listing courtesy of VoigtJohnson.

$314,900

3 Beds ⋅ 2 Baths ⋅ 7136303 MLS

Welcome to 315 Barracuda Ave in the heart of Avon! The kitchen features newer stainless steel appliances in 2025, including a double oven, a center island, and newer flooring completed in 2026. The custom mudroom provides excellent organization and includes freezers that stay with the home. The home also offers smart thermostats, walk-in closets, and a basement fireplace that creates a cozy space for relaxing or entertaining. Step outside to enjoy the backyard along with a French drain tile system built in to help drain the water. The back deck is built to accommodate a hot tub, making it a great spot to enjoy the outdoors. Additional features include an insulated garage with a newer garage door and valuable storage space underneath the rear sunroom addition. Conveniently located in Avon near Avon Elementary School, local parks, the Lake Wobegon Trail, and other community amenities, this property offers a great combination of updates, functionality, and small-town convenience. Come see it for yourself today!

315 Barracuda Avenue NE, Avon

Listing courtesy of Central MN Realty LLC.

$299,900

3 Beds ⋅ 2 Baths ⋅ 7137546 MLS

Welcome to 2021 17th St. S in St. Cloud, Minnesota! Situated just south of the city, this home is tucked away in a highly desirable, secluded neighborhood surrounded by parks and recreational opportunities. Step inside and you'll immediately notice the vaulted ceilings that span the living room and kitchen, creating an inviting atmosphere. This well-designed 4-level home utilizes the space perfectly, giving you bedrooms and bathrooms on the upper and lower levels, while also including a family room on the lower level with a gas fireplace. Convenience is built into the layout with a laundry and mudroom located just off the entryway, and the attached garage includes an electric vehicle charging station, a great perk for eco-conscious buyers. From the dining area, a sliding glass door leads out to a large wooden deck overlooking the beautiful backyard, making it easy to enjoy outdoor gatherings or peaceful evenings at home. Additional notes about the property: it has also seen several important updates, including a new refrigerator in 2021, a new range in 2023, a new washer and dryer in 2025, and a new roof in 2024, offering added value and peace of mind for years to come. On the outside, the home offers an in-ground sprinkler system and a gas hookup for a grill.

2021 17th Street S, Saint Cloud

Listing courtesy of Weichert REALTORS Tower Properties.

$285,000

3 Beds ⋅ 2 Baths ⋅ 7134502 MLS

Enjoy easy living in this well-maintained home, situated on the Pine Ridge Golf Course. This inviting layout offers main level kitchen and dining, an upper and lower-level family room, a primary suite with walk-through bathroom, and two additional bedrooms. The abundant natural light creates a bright and welcoming atmosphere throughout the home, while the large laundry room and walk-in closets provide excellent functionality and storage. Property perks include; new furnace in 2018, water heater in 2021, new AC and kitchen appliances in 2023. With the HOA handling snow removal, lawn care, landscaping, sprinkler system maintenance, and sanitation, you can enjoy minimal outdoor upkeep - all while being conveniently located within the Sartell school district. Don’t miss this opportunity to own a home that combines comfort, convenience, and location.

25 Pine Tree Court, Sartell

Listing courtesy of Premier Real Estate Services.

$299,900

3 Beds ⋅ 2 Baths ⋅ 7134125 MLS

Welcome to this inviting Sartell home featuring 3 bedrooms, 2 bathrooms, a 3 stall garage and a layout that offers comfortable living space throughout. The bright vaulted kitchen provides plenty of cabinetry and counter space and opens nicely to the dining area which leads to an outdoor patio! The spacious living room also opens to a deck overlooking the fully fenced backyard—perfect for relaxing, grilling, or letting the kids and pets play! The lower level offers additional living space with a cozy family room and gas fireplace. Durable metal siding. Located in a convenient Sartell neighborhood close to parks, schools, shopping, and everything the community has to offer. This is a home that’s easy to settle into and make your own!

822 4th Street N, Sartell

Listing courtesy of Central MN Realty LLC.

$375,000

2 Beds ⋅ 2 Baths ⋅ 7133181 MLS

Beautiful Pleasant-Lake-Area Home! Spacious tri-level on .52 acre yard & 2 min. from the Pleasant Lake Landing! Gorgeous treed yard that back up to the Lions park...no backyard neighbors! The huge covered front patio/entry is a great place to sip your morning coffee! Entertain and grill out on your 16x40 patio! The inside offers you tons of space including a main floor 19x22 familyroom with log walls, a wood ceiling, tile flooring and a cozy fireplace! The inviting kitchen/dining has been updated and has a granite island, oak built ins and stainless steel appliances. You will love the large owners bedroom with a huge walk-in closet! The 3rd level has another bedroom, a flex room, 3/4 bath and a familyroom (there is space here to add 1-2 more bedrooms quite easily) There's a large crawl space area too! You will appreciate the triple car garage that has a drive-through option. Tons of outdoor space including a deck, patio & a private backyard! Enjoy the Lions Park right out your back door! WELCOME HOME!

8311 County Road 6, Rockville

Listing courtesy of RE/MAX Results.

$305,000

4 Beds ⋅ 2 Baths ⋅ 7128407 MLS

Wonderful 4 bed 2 bath home with Westwood area. Updated kitchen with custom raised oak cabinets, nice appliances and countertops. 3 season porch facing nice back yard. Steel siding, gas fire place on lower level, private patio, storage shed, and large corner lot.

801 Maywood Drive, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

$314,900

3 Beds ⋅ 2 Baths ⋅ 7113576 MLS

Welcome home to this charming Sartell property! This home offers a wonderful opportunity for buyers looking for a comfortable place to call home, with several important updates already completed. The roof, siding, and driveway were all updated in 2022–2023, giving the home a fresh look and added peace of mind for the new owners. Located in a desirable Sartell community, this property is ready for you to make it your own. Come see all that 608 5th Ave S has to offer and imagine yourself making new memories here!

608 5th Avenue S, Sartell

Listing courtesy of RE/MAX Results.

$310,000

5 Beds ⋅ 3 Baths ⋅ 7118878 MLS

This is the home you have been waiting for! Located at the end of a quiet cul-de-sac on a large lot and just steps from the school, this move-in ready 5 bedroom, 3 bathroom home has room for everyone. The main level features a spacious living room, a generous-sized kitchen that flows into the dining area, along with two bedrooms and a full bathroom. Just a few steps upstairs, you'll find a wonderful primary suite complete with a private ensuite bathroom. The lower level offers two additional bedrooms and a comfortable family room with a wood-burning fireplace—perfect for relaxing or entertaining. The attached three-stall garage provides incredible space for vehicles, storage, or hobbies, while the new garden shed offers even more room for your outdoor equipment and tools. With its fantastic location, spacious layout, and move-in ready condition, this home is ready for its next owners to enjoy!

643 Circle Pines Court, Paynesville

Listing courtesy of Your Next Place Real Estate.

$317,900

3 Beds ⋅ 2 Baths ⋅ 7120405 MLS

Welcome to this well-maintained tri-level home in a convenient Sartell location! Offering 3 bedrooms, 2 bathrooms, and 1,689 finished square feet, this home features an updated kitchen with modern countertops, sink, and faucet, along with comfortable living spaces throughout. Enjoy the low-maintenance steel siding, underground sprinkler system, attached two-car garage, and maintenance-free deck overlooking the spacious backyard. Conveniently located near schools, parks, shopping, dining, and everyday amenities—this move-in-ready home is one you won’t want to miss!

304 7th Avenue S, Sartell

Listing courtesy of Elevate Realty LLC.

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