Stearns Homes with Two Stories

Welcome to Stearns County, Minnesota, a hidden gem that beautifully blends rich history, stunning natural landscapes, and a vibrant community spirit. Nestled in the heart of Central Minnesota, Stearns County is known for its picturesque lakes, lush parks, and charming small towns. With a strong sense of community and a variety of recreational activities, residents enjoy a quality of life that is both peaceful and fulfilling.

Stearns County boasts a diverse range of homes, and among them, two-story residences stand out for their spaciousness and versatility. These homes are perfect for families seeking room to grow, with multiple levels offering ample living space, private retreats, and the opportunity to create personalized environments. The architectural styles vary from classic designs that reflect the county's historic roots to modern builds that cater to contemporary lifestyles.

Imagine coming home to a two-story haven where your family can gather in the open-concept living areas or retreat to cozy bedrooms for quiet evenings. Many of these homes feature beautiful yards, ideal for outdoor activities or summer barbecues, while still being close to the amenities that Stearns County has to offer.

Whether you're exploring the vibrant local arts scene, enjoying outdoor adventures at one of the many nearby lakes, or savoring the delicious local cuisine, Stearns County provides a warm and welcoming atmosphere for all. If you're searching for your dream two-story home in a community that feels like family, look no further than Stearns County, where your next chapter awaits!

Newest Stearns Homes with Two Stories

$339,000

5 Beds ⋅ 4 Baths ⋅ 7117471 MLS

Welcome to 1104 23rd Avenue N—a beautifully maintained home in a desirable north St. Cloud neighborhood. With five spacious bedrooms and three-and-a-half bathrooms, this home offers the perfect combination of comfort, functionality, and room to grow. The thoughtfully designed floor plan features multiple living areas that provide plenty of space for gathering, entertaining, or simply relaxing. Large windows fill the home with natural light, while the spacious bedrooms offer flexibility for a growing family, guests, or a dedicated home office. Step outside to enjoy a generous backyard with plenty of room for entertaining, gardening, or outdoor activities. Located in an established neighborhood close to schools, parks, shopping, restaurants, and major commuter routes, this home offers both convenience and a welcoming community atmosphere.

1104 23rd Avenue N, Saint Cloud

Listing courtesy of Rice Real Estate Services, LLC.

$799,900

5 Beds ⋅ 4 Baths ⋅ 7120397 MLS

New in August 2026: Enjoy outdoor living with the addition of a maintenance-free deck featuring an 8 ft built-in grilling station with 40 inch grill! This premium builder upgrade is currently underway and will create the perfect space in the massive backyard for entertaining and relaxing. Infinity Homes’ newest model in Sartell’s desirable Northern Meadows neighborhood sits on an impressive 1.18-acre lot with a sprawling backyard and room to grow. Built to the highest standards, this home showcases exceptional craftsmanship and premium finishes throughout, beginning with a bright, spacious great room wrapped in windows on three sides and flowing into a stunning kitchen featuring quartz countertops and backsplash, white cabinetry with natural wood accents, a gas cooktop with Vent-A-Hood, and a large walk-in pantry. The main floor also offers a versatile bedroom or office and a stylish half bath off the mudroom. Upstairs there are three generously sized bedrooms, including a luxurious owner’s suite with a walk-in closet, dual quartz vanity, and zero-entry tiled shower. You’ll also find a convenient upper level laundry room with cabinetry and hanging space, and a bonus is access to over 400 sq ft of cold storage above the garage. The finished basement provides lookout windows, a spacious family room and an additional bedroom. The oversized 28x34 ft fully insulated garage features 8 ft high doors and floor drains. A private well and sprinkler system maintain the expansive yard, and the thoughtfully sited home allows for an in-ground pool, pool house, or outbuilding up to 3,000 sq ft to be added later. This exceptional property highlights the quality and attention to detail Infinity Homes is known for. Contact us about possible below-market-rate-financing on this home.

524 Northern Meadows Lane, Sartell

Listing courtesy of Agency North Real Estate, Inc.

$375,000

3 Beds ⋅ 3 Baths ⋅ 7119050 MLS

Welcome to your private oasis in this exceptional Cold Spring home, in the award-winning Rocori school district on a park-like Lot with a creek in Cold Spring. This property beautifully blends modern luxury with a breathtaking natural setting, starting with an open-concept main floor that features cozy heated floors in the wintertime, and an abundance of natural light streaming into the spacious living room, which is anchored by a gas fireplace with a beautiful stone surround. Chefs will love the gourmet kitchen, boasting granite countertops, stainless steel appliances, a large island, tons of counter space, incredible storage, and a charming built-in breakfast nook. All three bedrooms are conveniently located on the upper level, alongside an ample family room that serves as the perfect entertainment hub. The luxurious, oversized primary suite is a true retreat, complete with a walk-in closet and a spa-like primary bathroom featuring dual vanities and dual shower heads. Storage is a breeze with an extra-deep garage and an additional concrete parking pad next to the house for a boat or a camper.

208 2nd Street N, Cold Spring

Listing courtesy of Edina Realty, Inc.

$295,000

4 Beds ⋅ 2 Baths ⋅ 7117741 MLS

Welcome to this updated 4-bedroom, 2-bathroom home situated on a generous 10,000 sq. ft. lot only minutes from downtown St. Joseph! This well-maintained property offers the perfect combination of modern updates, functional living space, and a spacious backyard filled with mature trees for shade and privacy. The main level features 3 bedrooms, 1 full bathroom, and a beautifully remodeled kitchen complete with custom hickory cabinetry, a large center island, and plenty of storage and workspace. The finished lower level was remodeled in 2026 with new flooring throughout and offers a spacious family room, 1 additional bedroom, a 2nd full bathroom, and a versatile bonus room that could easily become a 5th bedroom with the addition of an egress window. Enjoy peace of mind with numerous recent updates, including a new furnace (2022), central air conditioning (2022), and a new dryer (2026). The home's low-maintenance seamless steel siding adds lasting curb appeal, while the new storage shed provides extra space for lawn equipment, tools, and storage. Additional features include a large 2-stall attached insulated garage, offering ample space for parking, storage, and year-round comfort. With its recent updates, flexible floor plan, and desirable location, this move-in-ready home is one you won't want to miss!

123 8th Avenue SE, Saint Joseph

Listing courtesy of NextHome Horizons.

$749,000

5 Beds ⋅ 5 Baths ⋅ 7117542 MLS

Experience exceptional privacy, comfort, and natural beauty in this stunning 5-bedroom, 5-bathroom estate nestled on more than 11 picturesque acres. Meticulously finished from top to bottom, this remarkable residence showcases modern, elegant finishes throughout, offering refined living in a breathtaking setting that feels worlds away from everyday life. At the heart of the home, the chef-inspired kitchen is designed to gather family and friends, featuring polished granite countertops, abundant workspace, an oversized island perfect for entertaining, and high-end smart appliances, including an induction range. Just beyond, a spacious breakfast nook and an elegant formal dining room create a seamless flow for everything from intimate dinners to large holiday gatherings. A standout feature of the home is the sought-after main-floor primary suite, offering the convenience of single-level living. Perfect for aging in place, accommodating guests, or simply avoiding daily trips up and down the stairs, this peaceful retreat is thoughtfully designed for both comfort and functionality. The spa-like ensuite features dual vanities, a freestanding soaking tub, and a spacious walk-in shower, creating the perfect place to relax and unwind. Step outside and discover your own secluded sanctuary. Enjoy peaceful walks along private wooded trails, take in the beauty of the property's scenic pond, and experience the serenity of mature trees and abundant wildlife. Entertain guests on the beautiful back patio featuring a pergola with adjustable louvers, allowing you to customize the perfect balance of sun and shade while overlooking the surrounding natural landscape. This extraordinary property offers a rare combination of elegance, space, and tranquility. Having even served as the backdrop for multiple weddings, the setting is as memorable as it is beautiful. Completely move-in ready and better than new construction, this one-of-a-kind estate is an exceptional opportunity to own your own private retreat.

3122 Alder Lane, Saint Cloud

Listing courtesy of Parcel Real Estate Inc..

$124,900

1 Beds ⋅ 1 Baths ⋅ 7094122 MLS

Affordable easy living located near Whitney Park and the YMCA. This one bedroom 1 bathroom townhome offers comfort, convenience and low maintenance living. The unit has a new roof as of 2017. The combination of affordability and easy living will be tough to beat.

2525 Stockinger Drive, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$695,000

4 Beds ⋅ 5 Baths ⋅ 7111594 MLS

Welcome to this exceptional 5,825 sq. ft. custom built home, situated on a nicely landscaped 1+ acre corner lot with outstanding curb appeal. The grand foyer showcases a stunning staircase, abundant natural light, and an inviting flow throughout. Designed for both everyday living and entertaining, the home features a warm and comfortable family room, elegant formal dining room, and a convenient coffee/wet bar. Upstairs you'll find three spacious bedrooms, each with its own private bathroom. The fully finished lower level offers an expansive family/entertainment room with a full wet bar, dedicated exercise room, and a modern ¾ bath. Additional highlights include a heated 3-stall attached garage, quality finishes throughout, and thoughtfully designed spaces that blend comfort, functionality, and timeless style.

1701 Casselberry Road, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$165,000

2 Beds ⋅ 2 Baths ⋅ 7113915 MLS

Welcome. This inviting home offers an open floor plan; the kitchen is bright & functional, featuring oak cabinetry, walk-in pantry, & a convenient breakfast bar that leads to the main living area. Appreciate your oversized primary bedroom, plus both bedrooms offer generous walk-in closets for plenty of storage. Enjoy the convenience of upper-level laundry, along with several thoughtful updates throughout the home. Step outside to your private back patio, an ideal space to unwind or enjoy your morning coffee. The property also features an in-ground sprinkler system, and lawn maintenance and snow removal are taken care of, giving you more time to enjoy your home and less time on upkeep. Updates: Dryer & Dishwasher (2024), Furnace (2021), Water Heater (3 months old), AC (7/2026). Don't miss this move-in-ready home that combines comfort, convenience, and low-maintenance living.

939 Cypress Road Unit 41, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$250,000

6 Beds ⋅ 4 Baths ⋅ 7115818 MLS

Excellent investment opportunity! This four-unit rental property features two upper-level and two lower-level apartments, all currently occupied, providing immediate rental income. Two of the units have long-term tenants who have rented for over 10 years, offering added stability. Situated on a desirable corner lot, the property includes a detached two-car garage that is also rented for additional income. Ample off-street parking provides convenience for tenants, making this an attractive investment with strong income potential.

232 E Broadway Street, Rockville

Listing courtesy of Edina Realty, Inc.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7115917 MLS

Very attractive 3 bedroom 2 bath town home in a great south side location with walking path! Many updates including newer paint through ought, all stainless updated appliances, kitchen with breakfast bar. Back yard patio with privacy. New furnace installed at the beginning of 2026. Spacious rooms with large walk in closet in master bedroom. ***Note - Co-listing agent is owner. This property cannot be used as a rental property.

1685 33rd Circle S, Saint Cloud

Listing courtesy of Intersate 1 LLC.

$419,900

4 Beds ⋅ 4 Baths ⋅ 7115955 MLS

Exceptional quality and timeless design come together in this custom-built executive two-story home. Thoughtfully designed with generous living spaces, four bedrooms, four bathrooms, and elegant finishes throughout, this beautifully maintained one-owner residence offers the perfect balance of comfort, style, and functionality. Natural light fills the home, enhancing its warm and inviting atmosphere. The vaulted living room flows seamlessly into the formal dining room, creating an ideal setting for gatherings, while the updated kitchen features white cabinetry, granite countertops, hardwood floors, and a spacious dining area perfect for everyday meals. The expansive owner's suite serves as a private retreat, offering ample space for a sitting area and a beautifully updated ensuite complete with a tiled walk-in shower, separate soaking tub, and dual vanities. One of the home's standout features is the four-season sunroom with in-floor heating, where you can relax year-round while enjoying peaceful views of the backyard. Backing directly to Quarry Park, the property offers a serene setting with frequent visits from local wildlife, creating a true connection to nature. Step outside to the spacious deck and enjoy entertaining or unwinding in the private backyard. Designed for lasting comfort and peace of mind, the home has been meticulously cared for and includes numerous mechanical updates, including a newer furnace, boiler for the in-floor heating system, air exchanger, and tankless water heater. Ideally located just minutes from Quarry Park, The Ledge Amphitheater, scenic walking trails, shopping, dining, and countless recreational opportunities, this exceptional home combines a peaceful setting with convenient access to everything you need. Rarely does a home of this quality, location, and care become available, making this an outstanding opportunity to own a truly special property.

1070 Sunwood Park Lane, Waite Park

Listing courtesy of Premier Real Estate Services.

$225,000

4 Beds ⋅ 2 Baths ⋅ 7112660 MLS

Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity. The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1,250 per month. The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income. The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3,144. A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.

1521 Garfield Court, Saint Cloud

Listing courtesy of Core Realty LLC.

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