Saint Cloud Homes with Split Entry (Bi-Level) Stories

Welcome to Saint Cloud, Minnesota – a vibrant city nestled in the heart of Central Minnesota. Known for its rich history, picturesque landscapes, and a strong sense of community, Saint Cloud offers a perfect blend of urban amenities and small-town charm. With a population of over 67,000, this thriving city boasts a variety of parks, recreational opportunities, and cultural attractions, making it an ideal place to call home.

Saint Cloud is home to a diverse range of neighborhoods, each with its own unique character. Among the most popular styles of homes in this area are the split-entry, or bi-level, homes. These residences are designed for functionality and comfort, featuring two levels that are seamlessly connected by a set of stairs. The split-entry layout provides a spacious feel, allowing for an open and airy atmosphere that is perfect for modern living.

The main floor typically hosts the living room, dining area, and kitchen, creating a warm and inviting space for family gatherings and entertaining guests. Meanwhile, the lower level often features additional bedrooms, a family room, or even a home office, accommodating the diverse needs of today’s families. With ample natural light and versatile floor plans, split-entry homes in Saint Cloud are ideal for those seeking both style and practicality.

Whether you’re a first-time homebuyer or looking to relocate, Saint Cloud's split-entry homes offer an excellent opportunity to enjoy a comfortable lifestyle in a welcoming community. Come explore what this charming city has to offer and find your dream home today!

Newest Saint Cloud Homes with Split Entry (Bi-Level) Stories

$260,000

4 Beds ⋅ 2 Baths ⋅ 7139085 MLS

Tucked against the wetlands, this 4-bedroom, 2-bathroom split-level offers something rare: privacy, space, and a price that lets you make it your own. Backing to protected wetland, this well-maintained property gives you a front-row seat to wildlife right from your own backyard, without sacrificing the sense of an established, cared-for neighborhood. It's the kind of setting that makes morning coffee on the deck feel like a retreat. Inside, this split-level lives bigger than most. Four bedrooms and two full bathrooms provides plenty of room to settle in. And if you've ruled out split levels before because of the dreaded shoebox entrance, this one might just change your mind: there's actual room to take off your coat without elbowing whoever walked in behind you. A newer roof means one of the big-ticket items is already handled, and the price reflects room for the cosmetic updates still to come. If you see potential where others see a to-do list, this is your house. Bring your paint colors and your vision; the solid home and the setting are waiting for you. This may be your perfect place to land!

3217 15th Avenue S, Saint Cloud

Listing courtesy of Epique Realty.

$379,900

5 Beds ⋅ 3 Baths ⋅ 7145926 MLS

The Primrose III is a modified split level boasting with a beautiful vaulted ceiling and a spacious open concept main floor layout. The king-size master suite includes a little extra privacy, a master bathroom and a large walk-in closet. Two other bedrooms and a full bathroom complete the main level. The lower level offers additional two bedrooms, a full bathroom and large family room.

4703 4th Street Loop NE, Saint Cloud

Listing courtesy of Capstone Realty, LLC.

$295,000

4 Beds ⋅ 2 Baths ⋅ 7145631 MLS

Spacious and well-maintained 4 bedroom, 2 bathroom home on a desirable corner lot in St. Cloud! This multi-level layout offers bright living spaces, cozy fireplaces, and room for everyone to spread out. The large kitchen features ample cabinet space, stainless steel appliances, and easy access to the deck—perfect for entertaining or relaxing outdoors. Enjoy a fenced backyard with mature trees, storage shed, and plenty of room to play or garden. Attached garage, great curb appeal, and a convenient location near parks, schools, and shopping make this home a must-see!

833 Lewis Place, Saint Cloud

Listing courtesy of RE/MAX Results.

$299,990

5 Beds ⋅ 2 Baths ⋅ 7143124 MLS

Welcome to 1217 13th St N in St. Cloud! This spacious 5-bedroom, 2-bath home offers plenty of living space and an incredible opportunity at under $300,000. The home features several recent updates, including a NEW furnace, NEW central A/C, NEW water heater, fresh interior paint, and NEW flooring throughout the lower level—giving buyers peace of mind on many of the major expenses. With five bedrooms and two bathrooms, the flexible layout provides plenty of space for everyday living. Conveniently located on St. Cloud’s north side with easy access to shopping, dining, parks, schools, healthcare, and downtown St. Cloud. A great combination of space, updates, location, and value—all offered at $299,990. Schedule your showing today!

1217 13th Street N, Saint Cloud

Listing courtesy of Keller Williams Realty Integrity.

$249,999

4 Beds ⋅ 2 Baths ⋅ 7143037 MLS

Coming soon! Welcome to this beautifully updated split-level home with a fresh, modern feel throughout. The kitchen features brand-new cabinets, quartz countertops, and luxury vinyl plank flooring, while fresh paint throughout makes the home truly move-in ready. Enjoy two bathrooms, including an updated bath, a heated garage, and a deck perfect for relaxing or entertaining outdoors. The spacious laundry area provides plenty of storage and flexibility and could potentially be converted into an additional bedroom, office, or flex space. A great combination of modern updates, functional living space, and indoor-outdoor enjoyment!

1013 13th Avenue SE, Saint Cloud

Listing courtesy of RE/MAX Results.

$288,000

3 Beds ⋅ 2 Baths ⋅ 7134721 MLS

Welcome to 2910 Crescent Ridge Trail, a beautifully updated home in Saint Cloud that truly checks all the boxes! Featuring 3 spacious bedrooms, 2 full bathrooms, and rich hardwood floors throughout, this home is bathed in natural light to create a warm and lively ambiance. The 1,057 sq. ft. main level flows seamlessly into a bright living area and modern kitchen, while an additional 960 sq. ft. finished basement offers endless flexibility for a home theater, recreation room, or private gym. A freshly painted interior and an attached finished 2-car garage make this property completely turn-key and ready for living. Set on a breathtaking lot, the outdoor space features an expansive back deck overlooking a lush green lawn, ideal for weekend entertaining and peaceful relaxation. Beyond the peaceful neighborhood setting, you will enjoy unrivaled convenience with top-rated schools, vibrant dining, and daily shopping just minutes from your front door. Whether you are hosting guests indoors or enjoying the scenic backyard, this exceptional residence combines space, style, and location into one perfect package.

2910 Crescent Ridge Trail, Saint Cloud

Listing courtesy of Savvy Avenue, LLC.

$449,900

4 Beds ⋅ 2 Baths ⋅ 7133941 MLS

Don’t miss this rare opportunity to own your dream home in the unique and highly desirable Sherwood Shores Property Owners Association! Ideally located just 11 miles from downtown St. Cloud and 10 miles from Clearwater Travel Plaza, this property offers convenient access to I-94 and an easy commute to the Twin Cities. Sherwood Shores is a truly special community, offering residents access to three private lakes—Pickerel, Long, and Round—with boat launching privileges. Enjoy a community picnic shelter with modern facilities, tennis and pickleball courts, and paved walking, hiking, and biking trails throughout the neighborhood. The annual association fee is an incredible $200. Immaculately maintained and set on 1.45 acres of beautifully landscaped and irrigated park-like grounds, this modified split features 4 bedrooms and 2 bathrooms, with two bedrooms and one bathroom on each level. One of the home's standout features is the impressive 20' x 26' bonus/trophy room, complete with vaulted ceilings and gorgeous knotty-pine walls and ceiling. Whether you're entertaining guests, relaxing with family, pursuing hobbies, or displaying prized collections, this versatile space is sure to impress. The adjoining family room features a wood-burning fireplace and wet bar, creating an inviting lower-level retreat that you'll want to gather in year-round. Step outside and enjoy beautifully landscaped grounds with fenced vegetable and perennial gardens, mature shade trees, and two apple trees. A second detached garage with workshop space provides abundant room for recreational toys, hobbies, storage, and projects. Recent Improvements 2026: New septic system, central A/C, and garage door opener 2025: Kinetico soft water system refurbished 2024: New roof 2019: Well pump 2018: Windows throughout 2017: Furnace 2015: Updated bathrooms 2014: Water heater Life at Sherwood Shores is all about enjoying the outdoors and making memories. Spend your summers boating, fishing, kayaking, paddleboarding, canoeing, hiking, and biking. Gather with family and friends for picnics, community-sponsored events, and outdoor activities, all while enjoying the peace and space that comes with acreage. With its 1.45-acre setting, extensive updates, spacious and versatile living areas, additional garage/workshop, and exceptional recreational amenities, this property offers a rare combination of comfort, value, privacy, and community. Come see for yourself why Sherwood Shores is such a special place to call home!

6992 43rd Avenue SE, Saint Cloud

Listing courtesy of Hewitt Jackson Real Estate.

$365,000

4 Beds ⋅ 2 Baths ⋅ 7098374 MLS

Situated on a spacious 1/2 acre lot, this well maintained home with a new roof features a granite foyer, new kitchen appliances, and a cozy family room with 2x6 studded walls and a fireplace, in-floor heat, and mini-split system. The dining area opens to a deck overlooking the backyard. The primary bedroom offers his-and-her closets, while ceiling fans throughout the home and garage provide added comfort. Office area or gym located on the lower level in addition to the four bedrooms. Heated garage with in-floor heat plus a 12x12 shed with a concrete floor complete this exceptional property.

6637 229th Street, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$287,500

3 Beds ⋅ 2 Baths ⋅ 7132126 MLS

Exceptional and spacious fully finished 3 bedroom 2 bath home in the South St Cloud Crestview neighborhood which is known for it's wildlife close by and nature views. Private views of the impressive large backyard from your deck are a perfect setting for enjoyable and comfortable living. Lower level includes a sauna and billiards table that will remain with home. Newer furnace (2023) and AC (2024). Well water for irrigation. Concrete driveway. This is home!

1827 Haller Way, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$309,900

3 Beds ⋅ 2 Baths ⋅ 7132822 MLS

Loved by one owner and maintained with meticulous care, this home shines from top to bottom. Sunlight fills the 4-season sunroom, creating a cozy year-round retreat, while the professionally finished lower-level space adds flexibility for work, hobbies, or guests. The main-floor living room offers a bright, comfortable gathering space, and the spacious lower-level family room provides plenty of room for a second TV area, game nights, or entertaining. The kitchen blends warmth and function with Corian counters, newer appliances, and plenty of storage. With two bedrooms and a full bath upstairs, plus a third bedroom downstairs, the home offers room to grow — and with an office and bonus room that could easily become a five-bedroom home. Major updates are already done: new roof, new furnace (2023), updated insulated vinyl siding with lifetime transferable warranty (2010), new gutters (2010), and LVP flooring (2019). Set on a beautiful tree-filled lot with a roomy double garage and an extra shed attached to the house for additional storage. This home sits in a wonderful North St. Cloud location close to Whitney Park, the YMCA, and schools. A bright, cheerful home ready for its next chapter.

1535 29th Avenue N, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$429,900

5 Beds ⋅ 3 Baths ⋅ 7132757 MLS

This stunning modified split-level home blends modern comfort with timeless warmth, offering vaulted ceilings and an expansive open-concept main floor designed for effortless living. The spacious kitchen features abundant cabinetry, a large center island, walk-in pantry, recessed lighting, and durable laminate flooring—perfect for everyday cooking or entertaining. The generous dining area flows seamlessly out to a brand-new 16x12 deck overlooking an incredible wooded, private, fully fenced-in backyard. Three main-floor bedrooms provide convenience and flexibility, including a luxurious primary suite set apart in its own private wing. This retreat boasts a large walk-in closet and a full bath with double sinks, creating a peaceful escape within the home. The walkout lower level offers even more living space, highlighted by a family room with cozy gas fireplace, two additional bedrooms, and a full bath—ideal for guests, hobbies, or a growing household. With thoughtful design, abundant natural light, and a serene outdoor setting, this home delivers comfort, privacy, and room to thrive.

4765 8th Street Loop NE, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$325,000

4 Beds ⋅ 2 Baths ⋅ 7130457 MLS

MOVE IN READY! - Beautifully maintained 2017-built bi-level offers comfort, privacy, and practicality. Enjoy no backyard neighbors and an in-ground sprinkler system that makes lawn care effortless. A concrete driveway and sidewalk lead to a covered front stoop and spacious two-story vaulted foyer with coat closet and garage access. Brand new LVP flooring, and fresh paint throughout give the entire home a clean, modern feel. Upstairs, the open-concept layout features a bright living room, dining area with privacy windows, and a kitchen with stainless steel appliances, wall pantry, abundant counter space, and peninsula. A door off the kitchen provides access to a future deck. Two generously sized bedrooms with walk-in closet and a full bathroom complete the main floor, with added subflooring for sound and durability. The daylight-filled LL offers a spacious family room, two additional bedrooms with walk-in closets, a full bathroom, and laundry area. Move-in ready and waiting for you.

1051 Yellowstone Avenue, Saint Cloud

Listing courtesy of Central MN Realty LLC.

Start Your Search

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota. Real estate listings held by brokerage firms other this firm are marked with the Broker Reciprocity logo. Information Deemed Reliable But Not Guaranteed. Property locations as displayed on any map are best approximations only and exact locations should be independently verified.

Listing data © 2026 Regional Multiple Listing Service of Minnesota. All rights reserved. By searching, you agree to the EULA.