Saint Cloud Homes with Two Stories

Welcome to Saint Cloud, Minnesota, a vibrant city that perfectly blends small-town charm with urban convenience. Nestled along the banks of the Mississippi River, Saint Cloud is known for its rich history, beautiful parks, and a strong sense of community. With a population that thrives on diversity, this city offers a welcoming atmosphere for families, professionals, and retirees alike.

Saint Cloud boasts a variety of attractions, from the scenic Lake George to the lively downtown area filled with unique shops, restaurants, and cultural venues. The city is home to several excellent schools and educational institutions, including the well-regarded St. Cloud State University, making it an ideal place for families seeking quality education for their children.

For those in the market for a home, Saint Cloud features a delightful array of two-story residences that cater to a range of lifestyles. These charming homes often provide ample space for growing families, with multiple bedrooms and bathrooms, as well as inviting living areas perfect for entertaining. Many of these two-story homes are situated in friendly neighborhoods, complete with parks and recreational facilities that encourage an active lifestyle.

Imagine enjoying your morning coffee on a spacious porch or hosting summer barbecues in a beautifully landscaped backyard. The two-story homes in Saint Cloud not only offer functional living spaces but also the opportunity to create lasting memories with loved ones. With a strong sense of community and an abundance of amenities, Saint Cloud is truly a wonderful place to call home. Explore the possibilities and discover your dream two-story home in this charming Minnesota city!

Newest Saint Cloud Homes with Two Stories

$339,000

5 Beds ⋅ 4 Baths ⋅ 7117471 MLS

Welcome to 1104 23rd Avenue N—a beautifully maintained home in a desirable north St. Cloud neighborhood. With five spacious bedrooms and three-and-a-half bathrooms, this home offers the perfect combination of comfort, functionality, and room to grow. The thoughtfully designed floor plan features multiple living areas that provide plenty of space for gathering, entertaining, or simply relaxing. Large windows fill the home with natural light, while the spacious bedrooms offer flexibility for a growing family, guests, or a dedicated home office. Step outside to enjoy a generous backyard with plenty of room for entertaining, gardening, or outdoor activities. Located in an established neighborhood close to schools, parks, shopping, restaurants, and major commuter routes, this home offers both convenience and a welcoming community atmosphere.

1104 23rd Avenue N, Saint Cloud

Listing courtesy of Rice Real Estate Services, LLC.

$325,000

4 Beds ⋅ 3 Baths ⋅ 7118099 MLS

Excellent Mixed-Use Investment Opportunity on East side of St. Cloud. Don't miss this outstanding mixed-use investment opportunity in St. Cloud. This income producing property features three separate units, including one retail/commercial space and two residential apartments. One apartment is currently operating as a successful Airbnb medium-term rental and will be conveyed fully furnished, providing a turnkey investment opportunity. All three units are currently tenant-occupied, generating strong, consistent cash flow. Each apartment includes its own dedicated laundry area for added tenant convenience. The current owner has completed numerous updates, including, new windows and exterior doors, complete renovation of the Airbnb apartment, new boiler for the front part of the building, new water heater for the rear apartment, updated light fixtures and newer appliances and additional improvements throughout. The property also offers private off-street parking alongside the building, adding value for both residential and commercial tenants. Whether you're looking to expand your investment portfolio or acquire a versatile, income-generating property, this mixed-use building is an exceptional opportunity.

418 E Saint Germain Street, Saint Cloud

Listing courtesy of Oak Realty LLP.

$749,000

5 Beds ⋅ 5 Baths ⋅ 7117542 MLS

Experience exceptional privacy, comfort, and natural beauty in this stunning 5-bedroom, 5-bathroom estate nestled on more than 11 picturesque acres. Meticulously finished from top to bottom, this remarkable residence showcases modern, elegant finishes throughout, offering refined living in a breathtaking setting that feels worlds away from everyday life. At the heart of the home, the chef-inspired kitchen is designed to gather family and friends, featuring polished granite countertops, abundant workspace, an oversized island perfect for entertaining, and high-end smart appliances, including an induction range. Just beyond, a spacious breakfast nook and an elegant formal dining room create a seamless flow for everything from intimate dinners to large holiday gatherings. A standout feature of the home is the sought-after main-floor primary suite, offering the convenience of single-level living. Perfect for aging in place, accommodating guests, or simply avoiding daily trips up and down the stairs, this peaceful retreat is thoughtfully designed for both comfort and functionality. The spa-like ensuite features dual vanities, a freestanding soaking tub, and a spacious walk-in shower, creating the perfect place to relax and unwind. Step outside and discover your own secluded sanctuary. Enjoy peaceful walks along private wooded trails, take in the beauty of the property's scenic pond, and experience the serenity of mature trees and abundant wildlife. Entertain guests on the beautiful back patio featuring a pergola with adjustable louvers, allowing you to customize the perfect balance of sun and shade while overlooking the surrounding natural landscape. This extraordinary property offers a rare combination of elegance, space, and tranquility. Having even served as the backdrop for multiple weddings, the setting is as memorable as it is beautiful. Completely move-in ready and better than new construction, this one-of-a-kind estate is an exceptional opportunity to own your own private retreat.

3122 Alder Lane, Saint Cloud

Listing courtesy of Parcel Real Estate Inc..

$124,900

1 Beds ⋅ 1 Baths ⋅ 7094122 MLS

Affordable easy living located near Whitney Park and the YMCA. This one bedroom 1 bathroom townhome offers comfort, convenience and low maintenance living. The unit has a new roof as of 2017. The combination of affordability and easy living will be tough to beat.

2525 Stockinger Drive, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$439,900

3 Beds ⋅ 3 Baths ⋅ 7117954 MLS

1400 25th Street SE, Saint Cloud

Listing courtesy of RE/MAX Results.

$695,000

4 Beds ⋅ 5 Baths ⋅ 7111594 MLS

Welcome to this exceptional 5,825 sq. ft. custom built home, situated on a nicely landscaped 1+ acre corner lot with outstanding curb appeal. The grand foyer showcases a stunning staircase, abundant natural light, and an inviting flow throughout. Designed for both everyday living and entertaining, the home features a warm and comfortable family room, elegant formal dining room, and a convenient coffee/wet bar. Upstairs you'll find three spacious bedrooms, each with its own private bathroom. The fully finished lower level offers an expansive family/entertainment room with a full wet bar, dedicated exercise room, and a modern ¾ bath. Additional highlights include a heated 3-stall attached garage, quality finishes throughout, and thoughtfully designed spaces that blend comfort, functionality, and timeless style.

1701 Casselberry Road, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$165,000

2 Beds ⋅ 2 Baths ⋅ 7113915 MLS

Welcome. This inviting home offers an open floor plan; the kitchen is bright & functional, featuring oak cabinetry, walk-in pantry, & a convenient breakfast bar that leads to the main living area. Appreciate your oversized primary bedroom, plus both bedrooms offer generous walk-in closets for plenty of storage. Enjoy the convenience of upper-level laundry, along with several thoughtful updates throughout the home. Step outside to your private back patio, an ideal space to unwind or enjoy your morning coffee. The property also features an in-ground sprinkler system, and lawn maintenance and snow removal are taken care of, giving you more time to enjoy your home and less time on upkeep. Updates: Dryer & Dishwasher (2024), Furnace (2021), Water Heater (3 months old), AC (7/2026). Don't miss this move-in-ready home that combines comfort, convenience, and low-maintenance living.

939 Cypress Road Unit 41, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$189,900

3 Beds ⋅ 2 Baths ⋅ 7115917 MLS

Very attractive 3 bedroom 2 bath town home in a great south side location with walking path! Many updates including newer paint through ought, all stainless updated appliances, kitchen with breakfast bar. Back yard patio with privacy. New furnace installed at the beginning of 2026. Spacious rooms with large walk in closet in master bedroom. ***Note - Co-listing agent is owner. This property cannot be used as a rental property.

1685 33rd Circle S, Saint Cloud

Listing courtesy of Intersate 1 LLC.

$225,000

4 Beds ⋅ 2 Baths ⋅ 7112660 MLS

Welcome to 1521 Garfield Court, St. Cloud—a charming, legal duplex in an outstanding location just minutes from Lake George, St. Cloud State University, and downtown St. Cloud. Whether you're looking to expand your investment portfolio or owner-occupy while generating rental income, this well-maintained property is a fantastic opportunity. The spacious main-level unit features 3 bedrooms, 1 full bathroom, beautiful hardwood floors, original oak trim, a generous kitchen with a dinette area, and a large bonus family room/seasonal porch offering additional living space. This unit is clean, move-in ready, and was previously rented for $1,250 per month. The upper-level unit offers 1 bedroom and 1 full bathroom with charming views of the surrounding neighborhood. It is currently rented for $800 per month, providing immediate rental income. The shared basement includes laundry facilities and ample storage for both units. Outside you'll find a 1-car detached garage, a private backyard, and attractive curb appeal. The property is well maintained inside and out, has a current rental license, and features reasonable 2026 property taxes of just $3,144. A turnkey duplex in a desirable location with strong rental history and excellent owner-occupant or investment potential.

1521 Garfield Court, Saint Cloud

Listing courtesy of Core Realty LLC.

$179,900

4 Beds ⋅ 2 Baths ⋅ 7115640 MLS

Northside two story in move in ready condition! This home is located close to Seberger park and all of the cities amenities. The interior of the home has been all freshly coated with paint, new flooring, metal siding, updated windows, and has a fenced in turf backyard. Very little lawn work with year round green grass!

318 19 1/2 Avenue N, Saint Cloud

Listing courtesy of Agency North Real Estate, Inc.

$260,000

4 Beds ⋅ 2 Baths ⋅ 7094570 MLS

Centennial classic 2-story with beautiful hardwood floors, 4 upper level bedrooms plus full bath, and 1/2 bath on main with a spacious and cozy living room with a wood burning fireplace. Enjoy year-round comfort in the 4-season sunroom with a gas fireplace and access to backyard. Durable steel siding, newer roof (2024) and water heater, and EV charging station. Lower level features a family room, abundant space for a workshop and storage plus additional space with an outdoor shed. Large yard with mature maple trees. Conveniently located near hospital, parks, shopping, and more! Schedule your showing today!

1041 23rd Avenue N, Saint Cloud

Listing courtesy of Keller Williams Classic Rlty NW.

$1,125,000

7109372 MLS

Property has been a Office supply business and warehouse facility. Building foundation is 12,600 square feet with 16,000 total finished square feet. Main floor office is approx. 3,720sqft with an additional 3,400 sqft of office space in upper level. Warehouse space consists of 8,870 square feet featuring 20ft ceilings, 2 loading docks and one 12x14 overhead door. A nice office in warehouse w/ large inventory room & assembly area. Very nice office space on the main floor with 5 high quality offices and conference room, a client meeting room, break room and more. Upper level office space is very open showroom area, and approx. 7-8 additional offices and work spaces. A convenient location close with strong light industrial & warehousing presence. Positioned with easy access to 33rd Street S and Roosevelt Road & I94.

1202 Sun Ridge Drive, Saint Cloud

Listing courtesy of Central MN Realty LLC.

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