Saint Cloud Homes with Three Or More Stories

Welcome to Saint Cloud, Minnesota—a vibrant city nestled in the heart of Stearns County, where charming neighborhoods and a rich history come together to create a community like no other. Known for its picturesque parks, thriving arts scene, and a strong sense of community, Saint Cloud offers an ideal blend of small-town charm and urban conveniences.

As you explore the real estate market, you’ll discover a variety of homes that cater to diverse lifestyles. One of the standout features of Saint Cloud is its impressive selection of three-story homes, perfect for families seeking space, comfort, and functionality. These spacious residences provide ample room for growing families or those who love to entertain, with multiple levels that allow for privacy and versatility.

Imagine hosting gatherings in an open-concept living area, retreating to a serene master suite, or creating a cozy reading nook on the upper level. With three or more stories, these homes often boast stunning architectural details and expansive layouts, making them a perfect canvas for your personal touch.

Saint Cloud is also home to excellent schools, beautiful waterfronts along the Mississippi River, and a plethora of recreational activities—from hiking and biking trails to local festivals that celebrate the community’s vibrant spirit. Whether you’re drawn to the lively downtown area or the tranquil suburban neighborhoods, Saint Cloud is a place where you can truly feel at home.

Explore the possibilities of three-story living in this wonderful city, and discover the perfect space for your family to thrive. Welcome to Saint Cloud—where your dream home awaits!

Newest Saint Cloud Homes with Three Or More Stories

$2,590,000

4 Beds ⋅ 7112424 MLS

Well-maintained 28-unit multifamily investment opportunity consisting of three apartment buildings in St. Cloud, Minnesota. The property offers strong in-place cash flow with a 9.1% in-place cap rate while boasting full occupancy. Ownership has completed extensive capital improvements including major boiler component upgrades, roof replacements (2010 and 2017), flooring, appliances, and common area improvements. Tenants pay separately metered electricity and internet while ownership pays gas, water/sewer, trash, and common utilities. On-site laundry, ample surface parking, and proximity to St. Cloud State University and downtown St. Cloud make this an attractive long-term investment opportunity.

1416 6th Avenue S, Saint Cloud

Listing courtesy of RIC Property Management, Inc..

$799,900

7085036 MLS

Exceptional investment opportunity in a highly desirable St. Cloud location! This fully-occupied 9-unit apartment building offers a rare combination of size, rental appeal, and income potential. Featuring eight 4-bedroom, 2-bath units and one 3-bedroom, 2-bath unit, the property is ideally suited for student housing or tenants seeking spacious living accommodations. Located adjacent to Haws Park and within walking distance of the Herb Brooks National Hockey Center, this property benefits from strong rental demand driven by its proximity to local colleges, downtown amenities, dining, entertainment, and public transportation. Generous unit layouts, ample bedroom counts, and convenient access to everyday necessities make this a standout addition to any investment portfolio. A prime opportunity to own a high-capacity rental property in a sought-after location with additional income potential from the on-site coin-operated laundry per floor, while off-street parking adds tenant appeal. A strong addition to any investment portfolio with a highly desirable rental location. Property must be sold as a package with neighboring 1116 7th Ave S. (MLS #7085128).

626 11th Street S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$564,900

7085202 MLS

Investment opportunity in a prime St. Cloud location! This well-maintained and fully-occupied 6-plex features spacious 4-bedroom units, each with separate electric meters, offering convenience and simplified utility management. Ideally situated near Lake George, SCSU, and Herb Brooks National Hockey Center, this property is perfectly positioned to attract college student renters and those seeking easy access to downtown amenities, dining, entertainment, and public transit. Additional income potential comes from the on-site coin-operated laundry, while off-street parking adds tenant appeal. A strong addition to any investment portfolio with a highly desirable rental location. New roof in 2017!

711 8th Avenue S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$1,949,900

7084628 MLS

Exceptional investment opportunity in a highly desirable St. Cloud location! This 25-unit apartment building offers a rare combination of size, rental appeal, and income potential. Featuring 17 two-bedroom units, 6 three-bedroom units, and one 1-bedroom unit in addition to 1 efficiency, this property is ideally suited for student housing or tenants seeking spacious living accommodations. Located adjacent to Haws Park and within walking distance of the Herb Brooks National Hockey Center, this property benefits from strong rental demand driven by its proximity to local colleges, downtown amenities, dining, entertainment, and public transportation. Generous unit layouts (including the popular primary suites with it's own 3/4 bath & walk-in closet), ample bedroom counts - many with double closets, and convenient access to everyday necessities make this a standout addition to any investment portfolio. A prime opportunity to own a high-capacity rental property in a sought-after location with proven tenant appeal. New roof and siding in 2019!

1111 7th Avenue S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$885,000

7041157 MLS

Turnkey 15-unit investment opportunity in a high-demand rental location near St. Cloud State University, Lake George, and downtown amenities. This four-level building consists entirely of 1-bedroom, 1-bath units—an efficient unit mix that supports strong occupancy and consistent cash flow. Designed for ease of ownership, the property features a low-maintenance stucco exterior, on-site laundry for additional income potential, off-street paved parking, new shingles (June 2026), and dedicated landlord storage space. Its walkable location and proximity to transit and campus amenities make it highly attractive to tenants, helping minimize vacancy risk. With stable rental demand, value-add potential, and operational efficiencies already in place, this asset presents an excellent opportunity for investors seeking reliable returns and long-term appreciation. Schedule your private tour to explore this income-producing opportunity.

320 7th Avenue S, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$700,000

7016563 MLS

Rare chance to own a fully functioning restauraunt and event space! Former Tequilatown right in the heart of downtown St Cloud, with liquour and equipment and inventory included. Property eas already apprived for liquor license and could be easily applied for again by next owner. Upper floors hold the charm of majestic hardwood and all the memories that coem with them across the years. 2 floors can be bars/club/nightlife/even space, with upper floor set up to be a restauraunt as well with addtional tables and set up. You may never see an opportunity like this again, don't miss out on the chance to make it your own!

18 5th Avenue S, Saint Cloud

Listing courtesy of Pemberton RE.

$3,390,000

7014772 MLS

******Unlimited potential !!! Make this a destination for many. Rare once in a lifetime opportunity to own a truly historic property. Distinctive historic commercial building featuring exceptional woodwork and an expansive open-concept interior. Completely remodeled in 2006 with grand opening in 2008, no detail left out, from the massive open entry to the breathtaking open stairway and everything in between. Elevator to 3rd floor (private retreat) and so much more to experience. Originally constructed as a train station and later relocated to its current site, this property offers a rare blend of heritage charm and functional commercial space. High ceilings, abundant natural light, and handcrafted wood details create an inviting environment ideal for retail, restaurant, office, studio, gallery, event space, or specialty business use. Wrap-around 2nd floor open patio with so much potential. Ample parking for 50+ vehicles , gated entrance. A truly unique opportunity for investors or owner-operators seeking character, versatility, and a memorable presence. Seller says bring me an offer!!!Make this a destination place.

8318 State Highway 23, Saint Cloud

Listing courtesy of Premier Real Estate Services.

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