Saint Cloud Homes with One and One Half Stories

Welcome to Saint Cloud, Minnesota—a vibrant city that beautifully blends small-town charm with urban conveniences. Nestled along the banks of the Mississippi River, Saint Cloud boasts a rich history, a diverse community, and a plethora of recreational opportunities. With its picturesque parks, bustling downtown, and a strong sense of community, it’s no wonder that families, young professionals, and retirees alike are drawn to this enchanting locale.

One of the most sought-after home styles in Saint Cloud is the one-and-a-half-story home. These unique residences offer a perfect blend of functionality and aesthetic appeal, making them ideal for a variety of lifestyles. With their spacious layouts, these homes often feature a main floor living area that seamlessly connects to cozy bedrooms tucked away on the upper level. This design not only maximizes space but also provides homeowners with the flexibility to create a personalized living environment.

Imagine hosting friends and family in your inviting main floor living area, while the upper level serves as a serene retreat for rest and relaxation. Many one-and-a-half-story homes in Saint Cloud are adorned with charming architectural details and modern amenities, ensuring that you can enjoy both comfort and style.

Living in Saint Cloud means you’re never far from a wealth of activities—from exploring local parks and trails to indulging in the culinary delights of downtown. Whether you’re looking for a starter home or a place to settle down, the one-and-a-half-story homes in this delightful city offer the perfect foundation for creating lasting memories. Come discover the magic of Saint Cloud, where your dream home awaits!

Newest Saint Cloud Homes with One and One Half Stories

$250,000

3 Beds ⋅ 2 Baths ⋅ 7119464 MLS

Move right into this beautifully updated mid-century home where classic charm meets modern convenience. The kitchen is sure to impress with gorgeous cabinetry, updated flooring, stainless steel appliances, and a charming dining nook that's perfect for casual meals or morning coffee. The main floor features two comfortable bedrooms and an updated full bath with attractive tile finishes. Upstairs, you'll find a spacious third bedroom that makes an ideal private owner's retreat with plenty of room for a sitting area, home office, or reading corner. The finished lower level adds valuable living space with a large family room, creating the perfect place for movie nights, entertaining, or simply relaxing. Recent improvements, including new windows, a new furnace, and a new deck, provide peace of mind and enhance the home's appeal. Outside, enjoy a fully fenced backyard with plenty of room for pets, play, or gardening, along with a detached two-stall garage for added storage and convenience. This move-in-ready home offers a wonderful combination of character, updates, and functional living spaces in a convenient location.

1049 16th Avenue S, Saint Cloud

Listing courtesy of VoigtJohnson.

$225,000

4 Beds ⋅ 2 Baths ⋅ 7118116 MLS

Exceptional opportunity in the heart of St. Cloud! This spacious 1.5-story home offers the perfect combination of size, functionality, and potential. The inviting layout features a huge kitchen with abundant cabinet and counter space, a generously sized primary suite, and a spacious lower-level family room complete with a wet bar—ideal for entertaining family and friends. What truly sets this property apart is the incredible 6-stall garage capacity. The attached 2-stall garage provides everyday convenience, while the impressive 4-stall detached garage is a rare find, offering a gas heater, wood stove, and exterior fireplace/chimney—perfect for hobbyists, car enthusiasts, contractors, or anyone needing exceptional workshop and storage space. Whether you're searching for a place to make your own, a property with room for all your toys and projects, or an investment opportunity with outstanding potential, this home delivers. Conveniently located near, shopping, restaurants, parks, schools, and major roadways, you'll enjoy all that St. Cloud has to offer. Opportunities like this don't come along often—schedule your showing today!

24 21st Avenue S, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$129,900

3 Beds ⋅ 1 Baths ⋅ 7112186 MLS

This competitively priced home offers 2 main floor bedrooms, newly remodeled bathroom (2022), newer kitchen cabinets and countertops (2022), newer windows throughout (2023) with transferable warranty, and a 3rd upper-level bedroom or bonus room. This property features a spacious lot, which includes a partially fenced in yard, a detached garage and 2 additional parking spaces. This is a solid home, full of endless potential to make it your own.

220 33rd Avenue N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$179,900

3 Beds ⋅ 2 Baths ⋅ 7116014 MLS

This charming 3-bedroom, 2-bath home with a one-stall garage is sure to impress. Set on a quiet corner lot with full privacy fencing, it features mature trees, a large back patio, and spacious front and back porches. The updated kitchen includes a roomy pantry, while beautiful woodwork and craftsmanship add character throughout. Upstairs, you’ll find three bedrooms on the same level. Recent improvements include a new furnace, AC, roof, and dishwasher in 2017, plus newer privacy fencing. A wonderful home—schedule your showing today!

800 15th Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$164,900

3 Beds ⋅ 2 Baths ⋅ 7115506 MLS

Come check out this updated, charming home in the heart of St. Cloud. Updates include:3 Windows on backside of house 2 upper 1 lower are new, dishwasher installed, new flooring in kitchen/dining, new light fixtures throughout, tile backsplash in kitchen, new bathroom vanities, new toilets, boiler is less than 10 years old, fresh paint throughout. Located close to downtown shopping, grocery and parks!

407 Cooper Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$119,000

4 Beds ⋅ 1 Baths ⋅ 7112579 MLS

This home has a lot of potential. Needs some work, a new roof, as well as some repairs, paint and flooring.

313 11th Avenue N, Saint Cloud

Listing courtesy of National Realty Guild.

$199,900

3 Beds ⋅ 2 Baths ⋅ 7074509 MLS

Fall in love with this beautifully updated St. Cloud charmer, where timeless character and modern improvements come together seamlessly. Featuring 3 bedrooms, 2 bathrooms, and nearly 1,300 finished square feet, this home showcases stunning original woodwork, fresh paint, new kitchen flooring (2026), and tasteful updates throughout while preserving its classic appeal. Major exterior improvements include a new roof and gutters (2024), offering added peace of mind for years to come. Outside, you'll enjoy a fully fenced backyard—perfect for pets, play, or entertaining—and a detached two-car garage with ample storage. Conveniently located near parks, schools, shopping, and dining, this move-in-ready home offers the perfect blend of charm, function, and location. Don't miss your chance to make it yours!

147 18th Avenue N, Saint Cloud

Listing courtesy of Keller Williams Classic Rlty NW.

$499,900

4 Beds ⋅ 4 Baths ⋅ 7108948 MLS

Custom built 2-story! Private back yard, extensive landscaping, gazebo, large 2 story great room with fireplace, formal dining, kitchen with granite countertops, main floor master suite, 2 bedrooms and loft up, finished lower level family room, bedroom 3/4 bath. Cherry and white painted woodwork.

3119 Club View Court, Saint Cloud

Listing courtesy of Century 21 First Realty, Inc..

$269,900

4 Beds ⋅ 3 Baths ⋅ 7109485 MLS

Timeless charm and character throughout! This beautifully maintained 4 bedroom, 3 bath home offers over 2,100 finished square feet and is truly move-in ready. You’ll love the hardwood floors, Scott Custom Tile throughout the home and bathrooms, a wood-burning fireplace, granite countertops, stainless steel appliances, and abundant built-ins. Step outside to a fully fenced backyard with mature landscaping, perennial gardens, and a spacious two-stall detached garage—perfect for pets, entertaining, or relaxing. Conveniently located near parks, shopping, and the hospital, this classic home has been lovingly cared for and is ready for its next owner.

1325 10th Avenue N, Saint Cloud

Listing courtesy of Edina Realty, Inc.

$209,900

3 Beds ⋅ 2 Baths ⋅ 7103602 MLS

Move-in ready with updates throughout! This well-maintained 3-bedroom, 2-bath home offers the perfect combination of character, functionality, and modern improvements in a convenient location close to everything you need. You'll appreciate the brand-new roof on both the house and garage, new concrete walkways, new flooring, fresh paint throughout, new entry doors, and a new maintenance-free deck overlooking the fenced backyard, along with an additional patio for outdoor entertaining. The kitchen features arched cabinetry, a large pantry, corner dining booth, and includes the refrigerator, stove, dishwasher, and microwave. The main level offers a spacious bedroom with two closets, convenient main-floor laundry, and a half bath, while the upper level includes two additional bedrooms and a full bathroom. The bright living room flows into the inviting front sunroom, creating an open and welcoming feel. The lower level provides abundant storage space, helping keep everything organized and out of sight. Additional highlights include maintenance-free windows and siding, gutters on both the house and garage, and a huge detached garage that is mostly insulated, providing plenty of room for vehicles, storage, or a workshop. This home is truly move-in ready and waiting for its next owner!

448 23rd Avenue N, Saint Cloud

Listing courtesy of RE/MAX Results.

$180,000

3 Beds ⋅ 2 Baths ⋅ 7100838 MLS

Welcome to this charming 3-bedroom, 2-bath home located on the north side of St. Cloud! Offering a functional layout, an attached 2-car garage, and plenty of potential, this home is ready for its next owner. Enjoy comfortable living spaces, generous bedrooms, and a convenient location close to parks, schools, shopping, and everyday amenities. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment opportunity, this home is one you won't want to miss. Schedule your showing today!

108 21st Avenue N, Saint Cloud

Listing courtesy of Central MN Realty LLC.

$144,000

3 Beds ⋅ 1 Baths ⋅ 7099857 MLS

Cheerful 3BR home on corner lot with large double garage. Sunny living room with abundant windows. One main floor bedroom next to cute ¾ bath. Two additional bedrooms on upper level. Full basement with storage room. Nice patio in back yard. Just blocks from summer fun at beautiful Wilson Park and Benton County Fairgrounds.

535 5th Avenue NE, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

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