Saint Cloud Homes with Two Stories

Welcome to Saint Cloud, Minnesota, a vibrant city that perfectly blends small-town charm with urban convenience. Nestled along the banks of the Mississippi River, Saint Cloud is known for its rich history, beautiful parks, and a strong sense of community. With a population that thrives on diversity, this city offers a welcoming atmosphere for families, professionals, and retirees alike.

Saint Cloud boasts a variety of attractions, from the scenic Lake George to the lively downtown area filled with unique shops, restaurants, and cultural venues. The city is home to several excellent schools and educational institutions, including the well-regarded St. Cloud State University, making it an ideal place for families seeking quality education for their children.

For those in the market for a home, Saint Cloud features a delightful array of two-story residences that cater to a range of lifestyles. These charming homes often provide ample space for growing families, with multiple bedrooms and bathrooms, as well as inviting living areas perfect for entertaining. Many of these two-story homes are situated in friendly neighborhoods, complete with parks and recreational facilities that encourage an active lifestyle.

Imagine enjoying your morning coffee on a spacious porch or hosting summer barbecues in a beautifully landscaped backyard. The two-story homes in Saint Cloud not only offer functional living spaces but also the opportunity to create lasting memories with loved ones. With a strong sense of community and an abundance of amenities, Saint Cloud is truly a wonderful place to call home. Explore the possibilities and discover your dream two-story home in this charming Minnesota city!

Newest Saint Cloud Homes with Two Stories

$500,000

5 Beds ⋅ 4 Baths ⋅ 7145552 MLS

Enjoy space, privacy, and city conveniences at this impressive two-story home situated on a 1.285-acre lot with city services. Located in the shadows of Territory Golf Club in the Sauk Rapids-Rice School District, the home offers five bedrooms and four bathrooms. The custom kitchen features granite countertops, hardwood floors, a tile backsplash, and generous workspace. A main-floor office provides a dedicated space for working or studying. Upstairs, you’ll find four bedrooms—including a spacious primary suite with a walk-in closet and tiled walk-in shower—plus conveniently located laundry. The recently finished lower level adds a family room, fifth bedroom, and walk-through full bathroom. Outside, a large deck overlooks the expansive backyard, offering plenty of room to relax, entertain, and enjoy the property. Roof and siding were updated in 2023. Country living, yet minutes from St. Cloud amenities, this truly is the best of both worlds!

5945 Tee To Green Street, Saint Cloud

Listing courtesy of Trust Real Estate Company, LLC.

$275,900

4 Beds ⋅ 2 Baths ⋅ 7144303 MLS

This home has room to grow. Three large bedrooms upstairs.

1123 9th Avenue S, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$214,900

3 Beds ⋅ 3 Baths ⋅ 7145840 MLS

Check out this updated 3 bed, 3 bath home in St. Cloud! Step inside from the spacious porch into a bright main level featuring a large living room, separate dining area, and a kitchen with new cabinets. Enjoy fresh updates throughout, including new flooring and windows. Upstairs offers all three bedrooms conveniently located along with a full bath. The lower level features a spacious family room and a kitchenette with potential to become a full second kitchen—perfect for added flexibility or entertaining. Outside, you’ll find a detached 2-stall garage for extra storage and convenience. Don’t miss this move-in ready home with room to grow!

112 16th Avenue S, Saint Cloud

Listing courtesy of Morgan & Co..

$399,900

3 Beds ⋅ 4 Baths ⋅ 7143096 MLS

Welcome to a home filled with space, possibility, and pride of ownership! Offered for sale for the very first time, this beautifully maintained, one-owner home is tucked into one of St. Cloud’s desirable established neighborhoods and offers an incredible opportunity for buyers looking for a home they can truly grow into. Step inside to an inviting, spacious layout featuring a beautiful kitchen with granite countertops, abundant cabinetry, and plenty of room to gather. The adjoining dining area flows into a light-filled three-season porch—the perfect spot for morning coffee, evening conversations, or simply enjoying the peaceful backyard setting with no rear neighbors. With multiple living and family spaces throughout, there’s room for everyone to spread out, entertain, work from home, or create spaces that fit your lifestyle. Three generously sized bedrooms are located upstairs, while the finished lower level provides even more usable living space and an impressive amount of storage. And here’s where this home really stands apart—the possibilities are far from finished! With the potential to add up to THREE additional bedrooms, this home could offer as many as SIX bedrooms, creating tremendous flexibility for a growing household, guest rooms, home offices, hobby spaces, or whatever the future may bring. Main-level laundry adds everyday convenience, while the beautifully finished three-stall garage with epoxy floors offers exceptional space for vehicles, toys, projects, and storage. Located in a quiet, established neighborhood near parks, schools, shopping, and everyday amenities, this is more than a move-in-ready home—it’s a home with the space and potential to grow right along with you. Homes with this much flexibility don’t come along every day!

1908 Prairie Hill Road, Saint Cloud

Listing courtesy of RE/MAX Results.

$169,900

4 Beds ⋅ 2 Baths ⋅ 7142206 MLS

Whether you are looking for a solid starter home to make your own or a proven addition to your investment portfolio, this property delivers! Featuring an active rental license and a strong leasing history (flexibly rented as a 4- or 5-bedroom), this home is perfectly positioned just a short distance from the SCSU campus. You will appreciate the major summer 2026 updates, including a professionally painted exterior, new kitchen flooring, new garage door, and almost entirely new windows throughout. Bring your ideas to the basement, a fantastic opportunity to build immediate sweat equity with a little TLC.

406 7th Avenue S, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$359,900

5 Beds ⋅ 3 Baths ⋅ 7139659 MLS

Welcome Home to 937 Spruce Drive! This exceptionally well-maintained home offers a rare combination of comfortable living spaces, throughout updates and plenty of room for family and guests featuring 5-Bedrooms and 3 Bathrooms, the home provides generous space for everyday living, entertaining, and relaxation. The finished basement creates an inviting additional retreat for family time, recreation, or flexible living needs. Numerous recent improvements provide peace of mind and modern convenience including new roof (2022), vinyl siding (2023), new deck & railings (2025), new storage shed (2025), all new kitchen appliances (2024), new Greenhouse (2025), partial backyard privacy fence (2025), therapeutic walk-in soaking/jet tub (2024) EV Rechargeable Unit in garage (2024) & newly installed ADT security system. Nature enthusiasts will appreciate the convenient location, just a 5-minute drive to Heritage Park featuring winding wooded nature trails. A well-cared for home with extensive recent improvements and plenty of space to grow. Come see all that 937 Spruce Drive has to Offer!

937 Spruce Drive, Saint Cloud

Listing courtesy of Coldwell Banker Realty.

$150,000

5 Beds ⋅ 2 Baths ⋅ 7141854 MLS

Five Bedroom home. Sold AS-IS.

506 7th Avenue S, Saint Cloud

Listing courtesy of Ralphie's Real Estate Company, LLC.

$599,500

4 Beds ⋅ 4 Baths ⋅ 7138043 MLS

Check out this 2026 built home with breathtaking views of the Mississippi River! There's plenty of space with 4 bedrooms, 4 bathrooms & a huge family room & kitchette in the basement! Other EXTRAS include an oversized lot, granite counter tops, a primary en suite w/ jetted tub & walk-in closet, it's ideal for living & entertaining. The home sits on 1.3 acres at the end of a no-outlet road, offering privacy while still being close to conveniences. Enjoy relaxing in the refreshing pool & hot tub at your leisure. Outside the property includes spacious patios, a pool deck, a private river launch, a playset & fencing to protect kids &/or pets. The insulated garage has epoxy flooring & 30 & 50 amp outlets, ideal for an RV or hobbies. One of the best features is the easy access to the river. Just walk down the gentle slope & launch your boat, kayak or tube for a relaxing float. Or throw a line in from your private dock. Whether you like adventure or to relax, this property has it all!

32688 River Vista Lane, Saint Cloud

Listing courtesy of Bridge Realty, LLC.

$398,000

4 Beds ⋅ 4 Baths ⋅ 7140477 MLS

Skip the wait for new construction—this beautiful 2025-built home is move-in ready and already has the finishing touches in place! Featuring 4 bedrooms, 4 bathrooms, and a thoughtfully designed layout, the home offers modern finishes, spacious living areas, and plenty of room for everyday living and entertaining. The seller has already invested in professional sod installation, giving you an established yard without the added expense or hassle. Enjoy the feel and peace of mind of a nearly new home without starting from scratch. Come see everything this home has to offer!

977 45th Avenue NE, Saint Cloud

Listing courtesy of RE/MAX Results.

$151,000

3 Beds ⋅ 2 Baths ⋅ 7140033 MLS

Affordable & Full of Character! This charming 3-bedroom home offers timeless character, beautiful hardwood floors and open stairway. Enjoy the welcoming front porch—spacious enough for your favorite swing and the perfect place to relax and enjoy the outdoors. The property also features lawn sheds and a yard filled with wildflowers and wild violets, along with an established butterfly garden, asparagus, and apricot tree. ~ Solar panels add energy efficiency and extra value! This is a wonderful opportunity to own an affordable home filled with character, charm, and a truly special outdoor space!

56 Mckinley Place N, Saint Cloud

Listing courtesy of Aurora Group LLC.

$419,900

4 Beds ⋅ 4 Baths ⋅ 7139573 MLS

Welcome to 1210 Millstone Court, an inviting 4 bedroom, 4 bathroom two story home nestled in the desirable Mill Creek neighborhood of St. Cloud. Set on a quiet cul-de-sac, this well-maintained home offers a thoughtfully designed floor plan, beautiful landscaping, and a private backyard with a spacious paver patio ideal for both relaxing and entertaining. The main level welcomes you with a bright, comfortable living room featuring abundant natural light and a cozy fireplace. A separate family room provides additional space for everyday living, while the formal dining room creates an inviting setting for gatherings and special occasions. The kitchen offers an eat-in dining area, center island, stainless steel appliances, generous storage, along with a patio door providing easy access to the backyard. Convenient main floor laundry completes the level. Upstairs, you’ll find three bedrooms, including a spacious primary suite with a large ensuite featuring dual sinks and a relaxing corner tub. The lower level includes a fourth bedroom with its own private bathroom featuring a beautifully tiled shower, plus additional finished space that can be used for recreation, relaxation, or entertaining. The attached 3 stall garage offers plenty of room for vehicles, storage, and everyday essentials. Outside, the private backyard is enhanced by mature landscaping and a generous paver patio, creating a wonderful space to enjoy the outdoors. As a resident of Mill Creek, you’ll also enjoy access to the neighborhood association pool perfect for summer fun and making the most of the warmer months. With its spacious floor plan, multiple living and entertaining spaces, private outdoor setting, 3 stall garage, neighborhood pool access, and desirable St. Cloud location, 1210 Millstone Court is a wonderful place to call home.

1210 Millstone Court, Saint Cloud

Listing courtesy of Premier Real Estate Services.

$239,900

3 Beds ⋅ 2 Baths ⋅ 7139468 MLS

Step back in time and experience the charm of this remarkable 1888 brick Gothic Revival home, beautifully showcasing the craftsmanship of a bygone era. The main level offers a spacious and functional layout featuring a generous kitchen and dining area, family room, living room, and a convenient ¾ bath with main-floor laundry. Upstairs, you’ll find a spacious primary bedroom with a walk-in closet, two additional generously sized bedrooms, and a full bathroom. One of the home’s most charming features is the enclosed front porch. Outside, an oversized detached two-stall garage with a dedicated shop area provides plenty of room for vehicles, hobbies, projects, and additional storage. Centrally located near downtown with convenient access to restaurants, shopping, entertainment, and area amenities, this distinctive home offers a wonderful combination of generous living spaces, and everyday functionality. A truly unique property that has stood the test of time and is ready for its next chapter!

1321 2nd Street N, Saint Cloud

Listing courtesy of Premier Real Estate Services.

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